1445 White Oak Dr, Fredericktown, MO 63645 Property Records

Madison County property record for 1445 White Oak Dr, Fredericktown, MO 63645

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,886 sqft · built 2003
Lot Size3.09 acres (135,036 sqft)
OwnerCompany Name on Record
Tax Bill$2,782 (2025)
Deeds & MortgagesJun 2019 Refinance
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN06-1.1-01-000-000-001.011

Property Details

APN / Parcel Number

Primary APN06-1.1-01-000-000-001.011
Alternative APN
  • 8862

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,886 sqft Living Area
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialShingle
Lot Area135,036 sqft (3.09 acres)
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address1445 WHITE OAK DR
CityFREDERICKTOWN
StateMO
Zip63645-7518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT. N 1/2
JurisdictionMADISON MO
Township / Civil DivisionMINE LA MOTTE
Census Block Group2
Census Block2009
Census Tract960201

Owner

Source: Madison County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1445 WHITE OAK DR, FREDERICKTOWN, MO 63645-7518
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
ALLIANCE BANK NA
Oct 21, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2022
Deed SaleOct 21, 2022
Prior SaleJan 25, 2016
Deed Document Number2022001859
Deed Book / Page547 / 980
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MO
Property Address1445 WHITE OAK DR, FREDERICKTOWN, MO 63645-7518
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000506/259
DateJun 20, 2019
Book Page506/259
Instrument2017004867
Lender
NameALLIANCE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MO
Recording DateOct 21, 2022
Property Address1445 WHITE OAK DR, FREDERICKTOWN, MO 63645-7518
Document Number000547/980
Book / Page547 / 980
Instrument DateOct 21, 2022
Instrument2022001859
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1445 WHITE OAK DR, FREDERICKTOWN, MO 63645-7518

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyMadison County
Unified School DistrictFredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,782.00$48,740 (-)$256,510 (-) Land $21,700 Building $234,810
2023$48,740$256,510 Land $21,700 Building $234,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON COUNTY PWSD 1 NORTH AND SOUTH
serves 1,705 people · EPA ID MO4024368
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

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