1445 W Spruce St, Ontario, CA 91762 Property Records

San Bernardino County property record for 1445 W Spruce St, Ontario, CA 91762

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,282 sqft · built 1989
Lot Size0.528 acres (23,000 sqft)
OwnerCompany Name on Record
Tax Bill$4,927 (2025)
Flood ZoneZone X (minimal risk)
APN1014-561-33-0000

Property Details

APN / Parcel Number

Primary APN1014-561-33-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,282 sqft Living Area
Gross Area2,860 sqft
1st Floor Area2,282 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area23,000 sqft (0.528 acres)
View / LotAverage
Garage TypeAttached
Garage Area578 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchPatio/Porch
Porch Area27 sqft
Patio Area27 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1445 W SPRUCE ST
CityONTARIO
StateCA
Zip91762-6044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 13422 LOT 3
Legal Tract13422
Legal Block3
Legal Lot Number3
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group3
Census Block3002
Census Tract1702

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1445 W SPRUCE ST, ONTARIO, CA 91762-6044
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 8, 2007
Transfer Doc0000363425
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$463,516 (+2%) Land $178,276 Building $285,240
2025$4,927.00 (+5.32%) Homeowner's exemption$454,427 (+4.04%) Land $174,780 Building $279,647
2023$4,678.00 (+1.37%) Homeowner's exemption$436,781 Land $167,993 Building $268,788
2022$4,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on W Spruce St

Nearby Streets

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