1445 Taft Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1445 Taft Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,720 sqft · built 2020
Lot Size	3.88 acres (169,405 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Apr 2019)
Tax Bill	$7,133 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jun 2021 Refinance + 1 more
APN	`0950000000124`

Property Details

APN / Parcel Number

Primary APN	`0950000000124`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
1st Floor Area	3,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	169,405 sqft (3.88 acres)
Garage Type	Attached
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1445 TAFT RD
City	CHESAPEAKE
State	VA
Zip	23322-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	PAR B SUB POR L H NICHOLS PROP 3.889 AC
Legal Subdivision	WHOLE MAP 095
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2004
Census Tract	21200

Owner

1445 Taft Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 TAFT RD, CHESAPEAKE, VA 23322-2648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit THE OLD POINT NATIONAL BANK OF PHOEBUS
Jun 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance OLD POINT NATIONAL BANK OF PHOEBUS
Apr 2, 2019	Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on File
Deed Sale	Apr 2, 2019 · Amount on File
Deed Document Number	20197430
Deed Book / Page	9999 / 1106
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1445 TAFT RD, CHESAPEAKE, VA 23322-2648
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10242/1901
Date	Oct 23, 2020
Book Page	10242/1901
Instrument	200039254

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1445 TAFT RD, CHESAPEAKE, VA 23322-2648
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010383/523
Date	Jun 3, 2021
Book Page	10383/523
Instrument	210025367

Lender

Name	OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 2, 2019
Property Address	1445 TAFT RD, CHESAPEAKE, VA 23322-2648
Document Number	9999/1106
Book / Page	9999 / 1106
Instrument Date	Apr 1, 2019
Instrument	190007430
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 SIMON DR, CHESAPEAKE, VA 23320-7669

Mortgage

Document Number	190007431
Date	Apr 2, 2019
Instrument	190007431

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Taft Rd was $7,133.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$818,500 (+15.9%) Land $273,700 Building $544,800	$818,500 (+15.9%) Land $273,700 Building $544,800
2025	$7,133.00	$706,200 Land $242,600 Building $463,600	$706,200 Land $242,600 Building $463,600
2023		$621,800 (+6.2%) Land $192,600 Building $429,200	$621,800 (+6.2%) Land $192,600 Building $429,200
2022		$585,500 Land $172,600 Building $412,900	$585,500 Land $172,600 Building $412,900
2019	$1,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1445 Taft Rd; there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2003–2016)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Taft Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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