San Diego County property record for 1445 Summit Dr, Chula Vista, CA 91910
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,217 sqft · built 1984 |
| Lot Size | 2.08 acres (90,817 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,500 (Oct 1985) |
| Tax Bill | $2,169 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 642-380-01-27 |
| Primary APN | 642-380-01-27 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,217 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Condo/Apartment |
| Lot Area | 90,817 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1445 SUMMIT DR |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-6849 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PC |
| Legal Description | LOT 1 US 27PER DOC84-061090&UND INT IN TR 010777 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 010777 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13421 |
1445 Summit Dr, a condominium, is owned and occupied by two individuals who bought it in October 1985.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1445 SUMMIT DR, CHULA VISTA, CA 91910-6849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROSPECT HOME FINANCE |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROSPECT HOME FINANCE |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 1985 · Amount on File |
| Deed Sale | Oct 4, 1985 · Amount on File |
| Deed Document Number | 1985368186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1445 SUMMIT DR, CHULA VISTA, CA 91910-6849 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1445 SUMMIT DR, CHULA VISTA, CA 91910-6849 |
| Document Number | 0000746204 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021-0746204 |
| Name | PROSPECT HOME FINANCE |
|---|---|
| Address | SAN DIEGO, CA 92109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1445 SUMMIT DR, CHULA VISTA, CA 91910-6849 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1445 SUMMIT DR, CHULA VISTA, CA 91910-6849 |
| Document Number | 0000550756 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-0550756 |
| Name | PROSPECT HOME FINANCE |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92109 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1445 SUMMIT DR, CHULA VISTA, CA 91910-6849 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1445 SUMMIT DR, CHULA VISTA, CA 91910-6849 |
| Document Number | 0000791274 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020-0791274 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 1445 Summit Dr was $2,169 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $189,864 (+2%) Land $64,084 Building $125,780 | |
| 2025 | $2,169.00 Homeowner's exemption | $186,142 Land $62,828 Building $123,314 |
| 2023 | $2,062.00 (+3%) Homeowner's exemption | $178,917 Land $60,390 Building $118,527 |
| 2022 | $2,002.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1445 Summit Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1445 Summit Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Wyyerd Connect.
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