1445 Sterling Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 1445 Sterling Ave, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,384 sqft · built 1964
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Sep 2021)
Tax Bill	$3,327 (2026)
Deeds & Mortgages	Oct 2025 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01064A04400`

Property Details

APN / Parcel Number

Primary APN	`01064A04400`
Alternative APN	`110640`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,384 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)
Porch	Porch
Porch Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1445 STERLING AVE
City	GASTONIA
State	NC
Zip	28054-5781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAMBRIDGE PARK BLK 18 L 8 01 064A 044 00 000
Legal Subdivision	CAMBRIDGE PARK
Legal Block	18
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2020
Census Tract	32704

Owner

1445 Sterling Ave is owned and occupied by two individuals who acquired it in October 2025.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 STERLING AVE, GASTONIA, NC 28054-5781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Intrafamily Transfer, Transfer
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on File
Deed Sale	Sep 9, 2021 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Book / Page	5264 / 1646
Last Transfer Date	Oct 1, 2025
Transfer Doc	0055900799
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Oct 6, 2025
Property Address	1445 STERLING AVE, GASTONIA, NC 28054-5781
Document Number	0055900799
Book / Page	5590 / 799
Map Reference	MB 19 PG 57
Instrument Date	Oct 1, 2025
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1445 STERLING AVE, GASTONIA, NC 28054-5781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 SURRY LN, GASTONIA, NC 28054-5735

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 9, 2021
Property Address	1445 STERLING AVE, GASTONIA, NC 28054-5781
Document Number	0052641646
Book / Page	5264 / 1646
Map Reference	MB 19 PG 57
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 MEYERS RIDGE RD, 205, CRAMERTON, NC 28032-0050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 STERLING AVE, GASTONIA, NC 28054-5781

Mortgage

Document Number	52641648
Date	Sep 9, 2021
Instrument	5264/1648

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 1445 Sterling Ave was $3,327.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,327.00	$311,250 (-) Land $25,000 Building $286,250
2025	$3,327.00	$311,250 Land $25,000 Building $286,250
2023	$3,361.00	$352,500 Land $25,000 Building $327,500
2021			$163,950 Land $25,000 Building $138,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 Sterling Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Sterling Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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