Hamilton County property record for 1445 Saint Clair Ave, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,514 sqft · built 1950 |
| Lot Size | 0.264 acres (11,543 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,224 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-0008-0372-00 |
| Primary APN | 593-0008-0372-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Attic | Attic |
| Attic Area | 374 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,543 sqft (0.264 acres) |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1445 SAINT CLAIR AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-4439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLAIR AVE 50 X228.07 SS ST CLAIR 710.44 FT E OF ELIZABETH ST |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MOUNT HEALTHY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21702 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1445 SAINT CLAIR AVE, CINCINNATI, OH 45231-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 20, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1445 SAINT CLAIR AVE, CINCINNATI, OH 45231-4439 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1445 SAINT CLAIR AVE, CINCINNATI, OH 45231-4439 |
| Document Number | 0000023282 |
|---|---|
| Date | Apr 7, 2023 |
| Book Page | 14890/97 |
| Instrument | 2023-0023282 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1445 SAINT CLAIR AVE, CINCINNATI, OH 45231-4439 |
| Document Number | 0000043407 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1445 SAINT CLAIR AVE CINCINNATI OH 452314439, CINCINNATI, OH 45231-4439 |
| Document Number | 0000043407 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 014164/002552 |
| Instrument | 43407 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Mount Healthy City |
| Unified School District | Mount Healthy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,224.00 (+0.09%) Homeowner's exemption | $52,514 (-) Land $9,422 Building $43,092 | |
| 2024 | $2,222.00 (-2.54%) Homeowner's exemption | $52,514 (-) Land $9,422 Building $43,092 | |
| 2023 | $2,280.00 (+30.14%) Homeowner's exemption | $52,514 (+61.16%) Land $9,422 Building $43,092 | $150,040 (+61.16%) Land $26,920 Building $123,120 |
| 2022 | $1,752.00 Homeowner's exemption | $32,585 Land $7,903 Building $24,682 | |
| 2020 | $93,100 Land $22,580 Building $70,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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