1445 Richton Rd, Steger, IL 60475 Property Records

Will County property record for 1445 Richton Rd, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,040 sqft · built 1946
Lot Size	1.8 acres (78,408 sqft)
Owner	Trust Name on File
Last Sale	$160,000 (Oct 2004)
Tax Bill	$5,089 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-305-005`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-305-005`
Alternative APN	`15053050050000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	297 ft deep x 264 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1445 RICHTON RD
City	STEGER
State	IL
Zip	60475-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 IN ROBERT BARTLETT'S STEGER ESTATES, BEING A SUB OF PRT OF THE W1/2 OF SW1/4 OF SEC 5, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	ROBERT BARTLETTS STEGER ESTATES
Legal Lot Number	56
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1009
Census Tract	883804

Owner

1445 Richton Rd is owner-occupied and held in a trust since August 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	1445 RICHTON RD, STEGER, IL 60475-1656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 17, 2019	Quit Claim Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2004 · Amount on File
Deed Sale	Oct 13, 2004 · Amount on File
Prior Sale	May 20, 2004 · Amount on File
Deed Document Number	2004187831
Last Transfer Date	Aug 25, 2023
Transfer Doc	0000048963
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Sep 19, 2023
Property Address	1445 RICHTON RD, STEGER, IL 60475-1656
Document Number	0000048963
Map Reference	DOC566024MB26PG26
Instrument Date	Aug 25, 2023
Instrument	R2023048963
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 RICHTON RD, STEGER, IL 60475-1656

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1445 RICHTON RD, STEGER, IL 60475-1656
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066393
Date	Jun 16, 2021
Instrument	R2021066393

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Dec 17, 2019
Property Address	1445 RICHTON RD, STEGER, IL 60475-1656
Document Number	0000090553
Instrument Date	Nov 26, 2019
Instrument	90553
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1445 RICHTON RD STEGER IL 604751656, STEGER, IL 60475-1656

Mortgage

Document Number	90554
Date	Dec 17, 2019
Instrument	90554

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 16, 2034

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Richton Rd was $5,089.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,089.00	$68,963 (+5.5%) Land $13,670 Building $55,293	$206,889 (+5.5%) Land $41,010 Building $165,879
2024		$65,367 Land $12,957 Building $52,410	$196,101 Land $38,871 Building $157,230
2022	$5,231.00 Homeowner's exemption	$51,875 Land $10,283 Building $41,592	$155,625 Land $30,849 Building $124,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1445 Richton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Richton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: T-Mobile.

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