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1445 Pine Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 1445 Pine Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,326 sqft · built 2009
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on File
Last Sale$207,000 (Feb 2018)
Tax Bill$1,526 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1941-30-0697-000

Property Details

APN / Parcel Number

Primary APN1941-30-0697-000
Alternative APN
  • 1775045

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,326 sqft Living Area
1st Floor Area780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRustic
Exterior MaterialLogs
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area240 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1775045
Street Address1445 PINE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-6546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAUREL GAP 082
Legal SubdivisionLAUREL GAP
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1015
Census Tract921000

Owner

Source: Watauga County records · APN 1941-30-0697-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1005 BEECH MOUNTAIN PKWY, 207, BEECH MOUNTAIN, NC 28604-7450
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 28, 2018Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 28, 2018 · Amount on Record
Deed SaleFeb 28, 2018 · Amount on Record
Prior SaleNov 01, 2005 · Amount on Record
Deed Document Number2018666558
Deed Book / Page1962 / 108
Prior Transfer DateJul 08, 2016
Prior Transfer Doc0018680558
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address1445 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-6546
Transaction TypeMortgage
Record UpdatedNov 26, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022350837
DateNov 15, 2021
Book Page2235/837
Instrument713808
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term318 Months
DueMay 01, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateFeb 28, 2018
Property Address1445 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-6546
Document Number0019620108
Book / Page1962 / 0108
Map ReferenceMB 6 PG 121
Instrument DateFeb 28, 2018
Instrument666558
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$414.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address254 BOOHER RD # 4, 254, BRISTOL, TN 37620-2635

Transferred To (Grantee/Buyer)

NameVerified Name
Address1005 BEECH MOUNTAIN PKWY APT 207, 207, BEECH MOUNTAIN, NC 28604-7450

Mortgage

Document Number666559
DateFeb 28, 2018
Instrument666559
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,526.00 (-63.92%)$426,400 (-) Land $8,400 Building $418,000
2024$4,230.00$426,400 Land $8,400 Building $418,000
2023$426,400 Land $8,400 Building $418,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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