Imperial County property record for 1445 Pepper Dr, El Centro, CA 92243 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,602 sqft Living Area |
| Lot Size | 11,214 sqft (0.257 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2017) |
| Tax Bill | $3,122.00 (2025) |
| Primary APN | 053-502-003-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 2,602 sqft Living Area |
| 1st Floor | 2,602 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood Construction |
| Lot Area | 11,214 sqft (0.257 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 1445 PEPPER DR |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-4303 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 4 MONTE VISTA SUB NO 1 FM 1 19 |
| Legal Subdivision | MONTE VISTA SUB NO 1 |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | IMPERIAL CA |
| Minor Civil Division | EL CENTRO |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 11700 |
Source: Imperial County records · APN 053-502-003-000
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 23, 2024 | Intrafamily Transfer, Transfer · Stand Alone Second Mortgage DISCOVER BANK |
| Feb 23, 2024 | Intrafamily Transfer, Transfer |
| Nov 27, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage STEARNS LENDING LLC |
| Nov 08, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Aug 24, 2017 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Aug 24, 2017 | Intrafamily Transfer, Transfer STEWART TITLE OF CA INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on Record |
| Deed Sale | Aug 24, 2017 · Amount on Record |
| Prior Sale | Apr 08, 2010 · Amount on Record |
| Deed Doc Number | 201719031 |
| Last Transfer Date | Feb 13, 2024 |
| Transfer Doc | 0000003014 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Document Number | 0000020386 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 2021020386 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Feb 23, 2024 |
| Property Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Document Number | 0000003014 |
| Map Reference | MB 1 PG 19 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024003014 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Document Number | 0000003015 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024003015 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2054 |
| Document Number | 0000003015 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 2024003015 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | 502 E MARKET ST, GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Feb 23, 2024 |
| Property Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Document Number | 0000003014 |
| Map Reference | MB 1 PG 19 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024003014 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000022002 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 2018022002 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|
| Document Number | 0000022481 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 2019022481 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Feb 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Aug 24, 2017 |
| Property Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Document Number | 0000019031 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 19031 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Amount | Amount Recorded |
|---|---|
| Tax | $242.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1445 PEPPER DR EL CENTRO CA 922434303, EL CENTRO, CA 92243-4303 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Aug 24, 2017 |
| Property Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
| Document Number | 0000019032 |
| Map Reference | MB1 PG19 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 2017019032 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1445 PEPPER DR, EL CENTRO, CA 92243-4303 |
Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $273,893 (+6.12%) Land $69,632 Building $204,261 | |
| 2025 | $3,122.00 (+2.8%) | |
| 2023 | $3,037.00 (+7.05%) | $258,098 Land $65,617 Building $192,481 |
| 2022 | $2,837.00 |
Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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