1445 Panorama Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 1445 Panorama Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 1999
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on File
Last Sale	$706,000 (Oct 2025)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`329-162-075-000`

Property Details

APN / Parcel Number

Primary APN	`329-162-075-000`
Alternative APNs	`32916275100` `3291627510`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	2,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	79,715 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	772 sqft
Parking Spaces	1 Parking Space
Patio Area	2,398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1445 PANORAMA CT
City	PLACERVILLE
State	CA
Zip	95667-8657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 5
Legal Description	PM 45/149/3
Legal Subdivision	PARCEL MAP 20-92
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1009
Census Tract	31505

Owner

1445 Panorama Ct is owned and occupied by two individuals who acquired it in May 2026.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1445 PANORAMA CT, PLACERVILLE, CA 95667-8657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Grant Deed, Transfer · Line of Credit FIREFIGHTERS FIRST FEDERAL CREDIT UNION
Oct 23, 2025	Grant Deed, Transfer · Conventional Mortgage FIREFIGHTERS FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Nov 17, 1998 · Amount on File
Deed Document Number	202530225
Last Transfer Date	May 22, 2026
Transfer Doc	0000018549
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 8, 2026
Property Address	1445 PANORAMA CT, PLACERVILLE, CA 95667-8657
Document Number	0000018549
Instrument Date	May 22, 2026
Instrument	202618549
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1445 PANORAMA CT, PLACERVILLE, CA 95667-8657

Mortgage

Document Number	0000018550,
Date	Jun 8, 2026
Instrument	202618550

Lender

Name	FIREFIGHTERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 28, 2051

Interest

Rate	6.23%
Max Rate	-1%

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 23, 2025
Property Address	1445 PANORAMA CT, PLACERVILLE, CA 95667-8657
Document Number	0000030225
Map Reference	MB 45 PG 149
Instrument Date	Oct 14, 2025
Instrument	2025-0030225
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1445 PANORAMA CT, PLACERVILLE, CA 95667-8657

Mortgage

Document Number	0000030226
Date	Oct 23, 2025
Instrument	2025-0030226

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Panorama Ct was $4,978.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,000 (+73.62%) Land $212,000 Building $494,000
2025	$4,978.00 Homeowner's exemption	$406,631 Land $111,918 Building $294,713
2023	$4,045.00 (-2.88%) Homeowner's exemption	$390,843 Land $107,573 Building $283,270
2022	$4,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1445 Panorama Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Panorama Ct is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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