1445 Nelms Ave, Centralia, IL 62801 Property Records

Marion County property record for 1445 Nelms Ave, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1975
Lot Size	0.294 acres (12,832 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1400073880`

Property Details

APN / Parcel Number

Primary APN	`1400073880`

Interior

Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	12,832 sqft (0.294 acres)
Garage Area	480 sqft

Location & Zoning

Street Address	1445 NELMS AVE
City	CENTRALIA
State	IL
Zip	62801-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLN PL SOUTH LOT 7 BLK 5
Legal Subdivision	LINCOLN PLACE SOUTH SUBDIVISION
Legal Block	5
Legal Lot Number	7
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	3
Census Block	3024
Census Tract	952400

Owner

1445 Nelms Ave is owned and occupied by two individuals who acquired it in April 2024.

Source: Marion County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 NELMS AVE, CENTRALIA, IL 62801-4934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Apr 20, 2020	Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024
Deed Sale	Apr 24, 2024
Prior Sale	Apr 20, 2020 · Amount on File
Deed Document Number	20241487
Prior Transfer Date	Dec 20, 2006
Prior Transfer Doc	2007R00077
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Apr 24, 2024
Property Address	1445 NELMS AVE, CENTRALIA, IL 62801-4934
Document Number	2024R01487
Instrument Date	Apr 19, 2024
Instrument	2024R01487
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1938 STATE ROUTE 161, CENTRALIA, IL 62801-6754

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1445 NELMS AVE, CENTRALIA, IL 62801-4934

Mortgage

Document Number	2024R01488
Date	Apr 24, 2024
Instrument	2024R01488

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.75%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Apr 20, 2020
Property Address	1445 NELMS AVE, CENTRALIA, IL 62801-4934
Document Number	2020R01759
Instrument Date	Apr 17, 2020
Instrument	2020R01759
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 NELMS AVE, CENTRALIA, IL 62801-4934

Mortgage

Document Number	2020R01760
Date	Apr 20, 2020
Instrument	2020R01760

Lender

Name	BROKERS SOLUTIONS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Nelms Ave was $1,261 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Centralia City
Elementary School District	Centralia School District 135 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00	$23,700 Land $5,210 Building $18,490	$71,100 Land $15,630 Building $55,470
2022	$999.00 Homeowner's exemption	$16,790 Land $3,330 Building $13,460	$50,370 Land $9,990 Building $40,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1445 Nelms Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1445 Nelms Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire.

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