1445 Murray Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1445 Murray Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1982
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$845,000 (Sep 2025)
Tax Bill	$5,382 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`487-444-19-00`

Property Details

APN / Parcel Number

Primary APN	`487-444-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1445 MURRAY AVE
City	EL CAJON
State	CA
Zip	92020-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PAR 1 TR PM11639
Legal Subdivision	FLETCHER HILLS SUBDIVISION UNIT #1
Legal Tract	11639
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	16000

Owner

Source: San Diego County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ENNKAR INC
Jan 11, 2019	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jan 10, 2019	Quit Claim Deed, Transfer · Conventional with PMI POWER CHOICE MORTGAGE
Jun 13, 2018	Quit Claim Deed, Transfer PRINCIPAL ESCROW INC
Jun 11, 2018	Quit Claim Deed, Transfer · Conventional Mortgage POWER CHOICE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	May 9, 2000 · Amount on Record
Deed Document Number	2025253405
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0000286265
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111

Mortgage

Document Number	0000185544
Date	Apr 28, 2022
Instrument	2022-0185544

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	719 Months
Due	Mar 8, 2082

Interest

Rate Type	Adjustable Rate
Rate	3.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.77%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2021
Property Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111
Document Number	0000286265
Map Reference	FILE 81-285145
Instrument Date	Mar 18, 2021
Instrument	2021-0286265
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111

Mortgage

Document Number	0000286266
Date	Apr 13, 2021
Instrument	2021-0286266

Lender

Name	ENNKAR INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	731 Months
Due	Mar 6, 2082

Interest

Rate Type	Adjustable Rate
Rate	2.44%
Type Change Date	Mar 6, 2062
Change Frequency	Monthly
Index	1-Year LIBOR

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2019
Property Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111
Document Number	0000011065
Instrument Date	Jan 2, 2019
Instrument	11065
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1445 MURRAY AVE EL CAJON CA 920204111, EL CAJON, CA 92020-4111

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2019
Property Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111
Document Number	0000010759
Instrument Date	Jan 2, 2019
Instrument	10759
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 MURRAY AVE EL CAJON CA 920204111, EL CAJON, CA 92020-4111

Mortgage

Document Number	10760
Date	Jan 10, 2019
Instrument	10760

Lender

Name	POWER CHOICE MORTGAGE
Type	Bank
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.75%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 13, 2018
Property Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111
Document Number	0000238198
Instrument Date	Jun 5, 2018
Instrument	238198
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	PRINCIPAL ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1445 MURRAY AVE EL CAJON CA 920204111, EL CAJON, CA 92020-4111

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2018
Property Address	1445 MURRAY AVE, EL CAJON, CA 92020-4111
Document Number	0000235802
Instrument Date	Jun 5, 2018
Instrument	235802
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MURRAY AVE EL CAJON CA 92020, EL CAJON, CA 92020

Mortgage

Document Number	235803
Date	Jun 11, 2018
Instrument	235803

Lender

Name	POWER CHOICE MORTGAGE
Type	Bank
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$845,000 (+129.09%) Land $475,000 Building $370,000
2025	$5,382.00 (+10.42%) Homeowner's exemption	$368,849 (+4.04%) Land $133,082 Building $235,767
2023	$4,874.00 (+3.61%) Homeowner's exemption	$354,528 Land $127,915 Building $226,613
2022	$4,704.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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