1445 Mount Laurel Dr, Winter Springs, FL 32708 Property Records

Seminole County property record for 1445 Mount Laurel Dr, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,407 sqft · built 1982
Lot Size0.386 acres (16,800 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Apr 2026)
Tax Bill$3,338 (2025)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN07-21-31-5FQ-0000-1560

Property Details

APN / Parcel Number

Primary APN07-21-31-5FQ-0000-1560
Alternative APN
  • 2131075FQ00001560

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,407 sqft Living Area
Gross Area2,982 sqft
1st Floor Area2,407 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area16,800 sqft (0.386 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area436 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1445 MT LAUREL DR
CityWINTER SPRINGS
StateFL
Zip32708-3838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 156 TUSCAWILLA UNIT 9-B PB 25 PGS 57 & 58
Legal Range31E
Legal Township21S
Legal Section07
Legal SubdivisionTUSCAWILLA UNIT 09-B
Legal Tract5FQ
Legal BlockPB
Legal Lot Number156
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1003
Census Tract21306

Owner

Source: Seminole County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Affidavit, Transfer
Apr 24, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 24, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 24, 2026Affidavit, Transfer
Apr 24, 2026Affidavit, Transfer
Mar 19, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleJun 1, 1982 · Amount on Record
Deed Document Number202641086
Deed Book / Page11026 / 1107
Prior Transfer DateMar 18, 2019
Prior Transfer Doc0093180255
Record UpdatedOct 29, 2026

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionSEMINOLE FL
Recording DateApr 29, 2026
Property Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838
Document Number0000042406
Book / Page11028 / 1639
Instrument DateApr 23, 2026
Instrument202642406
Transaction TypeTransfer
Record UpdatedAug 28, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 24, 2026
Property Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838
Document Number0000041086
Book / Page11026 / 1107
Instrument DateApr 23, 2026
Instrument2026.41086
Transaction TypeTransfer
Record UpdatedMay 6, 2026
Title CompanyALOHA TITLE, ALOMA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$406,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838

Mortgage

Document Number0000041087,
DateApr 24, 2026
Instrument2026..41087
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 24, 2026
Property Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838
Document Number0110261107
Book / Page11026 / 1107
Instrument DateApr 23, 2026
Instrument202641086
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyALOMA TITLE COMPANY, ALOMA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$406,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838

Mortgage

Document Number0000041087,
DateApr 24, 2026
Instrument202641087
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionSEMINOLE FL
Recording DateApr 24, 2026
Property Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838
Document Number0000041084
Book / Page11026 / 1103
Instrument DateApr 17, 2026
Instrument202641084
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionSEMINOLE FL
Recording DateApr 24, 2026
Property Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838
Document Number0000041083
Book / Page11026 / 1102
Instrument DateApr 17, 2026
Instrument202641083
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateMar 19, 2019
Property Address1445 MT LAUREL DR, WINTER SPRINGS, FL 32708-3838
Document Number0093180255
Book / Page009318 / 000255
Instrument DateMar 18, 2019
Instrument28666
Transaction TypeTransfer
Record UpdatedApr 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1445 MT LAUREL DR WINTER SPRINGS FL 327083838, WINTER SPRINGS, FL 32708-3838

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,338.00 (+11.56%) Homeowner's exemption Widower's exemption$243,720 (+5.99%)$487,658 (+3.47%) Land $130,000 Building $357,658
2023$2,992.00 (+0.74%) Homeowner's exemption$229,952 (+3%)$471,322 (+9.19%) Land $140,000 Building $331,322
2022$2,970.00 Homeowner's exemption$223,254$431,655 Land $120,000 Building $311,655

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims4 (2021–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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