1445 Morrow Dr, Clearwater, FL 33756 Property Records

Pinellas County property record for 1445 Morrow Dr, Clearwater, FL 33756

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,270 sqft · built 1958
Lot Size	0.207 acres (9,013 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Dec 2019)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-746-5197-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-746-5197-7`
Alternative APNs	`23-29-15-22158-000-0080` `291523221580000080` `152923221580000080` `R248987`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,270 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,270 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,013 sqft (0.207 acres)
Lot Dimensions	112 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R248987
Street Address	1445 MORROW DR
City	CLEARWATER
State	FL
Zip	33756-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DOUGLAS MANOR 1ST ADD LOT 8
Legal Range	15E
Legal Township	29S
Legal Section	23
Legal Subdivision	DOUGLAS MANOR 1ST ADD
Legal Tract	22158
Legal Lot Number	8
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2025
Census Tract	25501

Owner

1445 Morrow Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 MORROW DR, CLEARWATER, FL 33756-2432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMERCE HOME MORTGAGE LLC
Dec 18, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Mar 11, 2019 · Amount on File
Deed Document Number	2019403891
Deed Book / Page	20813 / 1645
Prior Transfer Date	Apr 2, 2007
Prior Transfer Doc	0000131752
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1445 MORROW DR, CLEARWATER, FL 33756-2432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 MORROW DR, CLEARWATER, FL 33756-2432

Mortgage

Document Number	0212070928
Date	Oct 13, 2020
Book Page	21207/928
Instrument	2020306298

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 18, 2019
Property Address	1445 MORROW DR, CLEARWATER, FL 33756-2432
Document Number	0208131645
Book / Page	20813 / 1645
Map Reference	MB 44 PG 18
Instrument Date	Dec 18, 2019
Instrument	2019403891
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1942, LARGO, FL 33779-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1445 MORROW DR, CLEARWATER, FL 33756-2432

Mortgage

Document Number	0208131647
Date	Dec 18, 2019
Instrument	20813/1647

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 11, 2019
Property Address	1445 MORROW DR, CLEARWATER, FL 33756-2432
Document Number	0204561822
Book / Page	020456 / 001822
Instrument Date	Mar 5, 2019
Instrument	74863
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 W BAY DR #429 LARGO FL 337701941, 429, LARGO, FL 33770-1941

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Morrow Dr was $3,423 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,423.00 Homeowner's exemption	$226,801	$314,596 Land $120,983 Building $193,613
2023	$3,289.00 (+1.95%) Homeowner's exemption	$213,989 (+3%)	$294,651 (+9.21%) Land $141,672 Building $152,979
2022	$3,226.00 Homeowner's exemption	$207,756	$269,801 Land $147,203 Building $122,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 Morrow Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	7 (1988–2025)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1445 Morrow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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