Berks County property record for 1445 Monroe St, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,120 sqft · built 1986 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Mar 2014) |
| Tax Bill | $1,733 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4397-12-96-6642 |
| Primary APN | 4397-12-96-6642 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.09 acres) |
| View / Lot | Neighborhood |
| Porch | Stoop |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 19239515 |
|---|---|
| Street Address | 1445 MONROE ST |
| City | READING |
| State | PA |
| Zip | 19601-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KEGERREIS BROTHERS SUB |
| Legal Block | 96 |
| Legal Lot Number | A |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 200 |
1445 Monroe St is owned and occupied by an individual who bought it in March 2014.
Source: Berks County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1445 MONROE ST, READING, PA 19601-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2014 · Amount on File |
| Deed Sale | Mar 6, 2014 · Amount on File |
| Prior Sale | Nov 24, 1995 · Amount on File |
| Deed Document Number | 20146945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 2, 2026 |
| Property Address | 1445 MONROE ST, READING, PA 19601-1718 |
| Document Number | 0000021254 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202621254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | SETTLEMENT ENGINE INC, SETTLEMENT ENGINE |
| Name | Verified Name |
|---|---|
| Address | 1445 MONROE ST, READING, PA 19601-1718 |
| Document Number | 0000021254, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202621254 |
| Name | FIRST NATIONAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 1445 Monroe St was $1,733.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,733.00 | $61,400 Land $18,000 Building $43,400 | $18,000 Land $18,000 |
| 2024 | $1,625.00 | $61,400 Land $18,000 Building $43,400 | |
| 1994 | $61,400 Land $18,000 Building $43,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1445 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1445 Monroe St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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