1445 Monarch Cir, Naperville, IL 60564 Property Records

DuPage County property record for 1445 Monarch Cir, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,276 sqft · built 1992
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$458,000 (Dec 2017)
Tax Bill	$14,217 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-32-402-023`

Property Details

APN / Parcel Number

Primary APN	`07-32-402-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,276 sqft Living Area
Gross Area	4,805 sqft
1st Floor Area	1,529 sqft
2nd Floor Area	1,747 sqft
Basement Area	1,529 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	19.2 ft deep x 7.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1445 MONARCH CIR
City	NAPERVILLE
State	IL
Zip	60564-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHITE EAGLE CLUB UNIT 5 ALL
Legal Subdivision	WHITE EAGLE CLUB UNIT 5
Legal Lot Number	333
Legal Unit	5
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1000
Census Tract	846513

Owner

1445 Monarch Cir is owned and occupied by an individual who bought it in December 2017.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1445 MONARCH CIR, NAPERVILLE, IL 60564-9311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Dec 11, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Dec 11, 2017	Warranty Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on File
Deed Sale	Dec 11, 2017 · Amount on File
Prior Sale	Dec 11, 2017 · Amount on File
Deed Document Number	2017126420
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1445 MONARCH CIR, NAPERVILLE, IL 60564-9311
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104627
Date	Jul 9, 2021
Instrument	R2021-104627

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 11, 2017
Property Address	1445 MONARCH CIR, NAPERVILLE, IL 60564-9311
Document Number	0000126420
Instrument Date	Nov 17, 2017
Instrument	126420
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	991 COOPER CT ELK GROVE VILLAGE IL 600073018, ELK GROVE VILLAGE, IL 60007-3018

Mortgage

Document Number	126421
Date	Dec 11, 2017
Instrument	126421

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Interest

Rate	3.87%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 11, 2017
Property Address	1445 MONARCH CIR, NAPERVILLE, IL 60564-9311
Document Number	0000126419
Instrument Date	Sep 16, 2017
Instrument	126419
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$687.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14841 DALLAS PKWY #950 DALLAS TX 752548074, 950, DALLAS, TX 75254-8074
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Monarch Cir was $14,217 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,217.00	$205,474 Land $44,976 Building $160,498	$616,422 Land $134,928 Building $481,494
2022	$12,134.00 Homeowner's exemption	$152,800 Land $33,160 Building $119,640	$458,400 Land $99,480 Building $358,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1445 Monarch Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Monarch Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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