1445 Highsmith Rd, Burgaw, NC 28425 Property Records

Pender County property record for 1445 Highsmith Rd, Burgaw, NC 28425

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,728 sqft · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	Owner Name on Record
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3228-25-2583-0000`

Property Details

APN / Parcel Number

Primary APN	`3228-25-2583-0000`
Alternative APNs	`400941889` `941889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	700 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400941889
Old Parcel Number	3228 25 2583 0000
Street Address	1445 HIGHSMITH RD
City	BURGAW
State	NC
Zip	28425-4707
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RA
Legal Description	E/S 1400
Jurisdiction	PENDER NC
Township / Civil Division	BURGAW
Census Block Group	2
Census Block	2037
Census Tract	920401

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1445 HIGHSMITH RD, BURGAW, NC 28425-4707
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Jan 28, 2019	Deed of Trust, Mortgage US SMALL BUSINESS ADMINISTRATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 24, 2011
Transfer Doc	0039810185
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1445 HIGHSMITH RD, BURGAW, NC 28425-4707
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047710686
Date	Nov 15, 2021
Book Page	4771/686

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1445 HIGHSMITH RD, BURGAW, NC 28425-4707
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046991954
Date	Dec 12, 2019
Book Page	4699/1954

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Dec 15, 2042

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1445 HIGHSMITH RD, BURGAW, NC 28425-4707
Document Number	0046901331
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 HIGHSMITH RD BURGAW NC 284254707, BURGAW, NC 28425-4707

Mortgage

Document Number	0046901331
Date	Aug 1, 2019
Book Page	004690/001331
Instrument	20052219

Lender

Name	US SMALL BUSINESS ADMINISTRATI
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	St. Helena Village
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00	$315,100 (+183.95%) Land $44,150 Building $270,950	$315,100 (+183.95%) Land $44,150 Building $270,950
2024	$1,032.00 (+11.09%)	$110,972 (-) Land $10,000 Building $100,972	$110,972 (-) Land $10,000 Building $100,972
2023		$110,972 (-) Land $10,000 Building $100,972	$110,972 (-) Land $10,000 Building $100,972
2022	$929.00	$110,972 Land $10,000 Building $100,972	$110,972 Land $10,000 Building $100,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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