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1445 Groveline Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1445 Groveline Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,827 sqft · built 2024
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$569,300 (Aug 2024)
Tax Bill$7,417 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032631356900012660

Property Details

APN / Parcel Number

Primary APN032631356900012660

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,827 sqft Heated Area
Gross Area3,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1445 GROVELINE RD
CitySAINT CLOUD
StateFL
Zip34771-8353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMELIA GROVES PH 2 PB 33 PGS 167-171 LOT 266
Legal Phase2
Legal Lot Number266
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2006
Census Tract43700

Owner

1445 Groveline Rd is owned and occupied by an individual who bought it in August 2024.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1445 GROVELINE RD, SAINT CLOUD, FL 34771-8353
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2024 · Amount on File
Deed SaleAug 19, 2024 · Amount on File
Deed Document Number2024107145
Deed Book / Page6651 / 1059
Record UpdatedJun 8, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 19, 2024
Property Address1445 GROVELINE RD, SAINT CLOUD, FL 34771-8353
Document Number0066511059
Book / Page6651 / 1059
Map ReferenceMB 33 PG 167-171
Instrument DateAug 13, 2024
Instrument2024107145
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,985.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address1445 GROVELINE RD, SAINT CLOUD, FL 34771-8353

Mortgage

Document Number2024107146
DateAug 19, 2024
Instrument2024107146
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Groveline Rd was $7,417.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,417.00$414,200 Land $80,000 Building $334,200$414,200 Land $80,000 Building $334,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 Groveline Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims5 (1994–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Groveline Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: CenturyLink.

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