1445 Goffe St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1445 Goffe St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 918 sqft · built 1920
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Tax Bill	$2,171 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-582-0046-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-582-0046-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	918 sqft Living Area
1st Floor Area	918 sqft
Basement Area	852 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1445 GOFFE ST
City	SAINT CLAIR
State	MI
Zip	48079-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	N 1/2 OF W 120' OF LOT 5 BLK 2 OAKLAND, W S HOPKINS ADDT
Legal Subdivision	OAKLAND W S HOPKINS ADD
Legal Block	2
Legal Lot Number	5
Legal Unit	5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3041
Census Tract	642000

Owner

1445 Goffe St is owned and occupied by an individual.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1445 GOFFE ST, SAINT CLAIR, MI 48079-5107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Jul 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 12, 2017	Deed of Trust, Mortgage · FHA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1445 GOFFE ST, SAINT CLAIR, MI 48079-5107
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 GOFFE ST, SAINT CLAIR, MI 48079-5107

Mortgage

Document Number	0005851338
Date	Sep 16, 2025
Book Page	5851/338
Instrument	2025017501

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	5950 SYMPHONY WOODS RD STE 312, COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1445 GOFFE ST, SAINT CLAIR, MI 48079-5107
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 GOFFE ST, SAINT CLAIR, MI 48079-5107

Mortgage

Document Number	0005540269
Date	Jul 8, 2022
Book Page	5540/269
Instrument	2022016409

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1445 GOFFE ST, SAINT CLAIR, MI 48079-5107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048180268
Date	Apr 12, 2017
Book Page	4818/268
Instrument	2017008960

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Goffe St was $2,171 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,100 (+10.72%)	$194,200
2025	$2,171.00 (+2.79%) Homeowner's exemption	$87,700
2024	$2,112.00		$175,400
2023		$68,100
2022	$1,963.00		$136,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 Goffe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Goffe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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