1445 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1445 E Main St, Lincolnton, NC 28092

Property Summary

Property TypeMixed Use Commercial/Industrial
Details23,526 sqft · built 1966
Lot Size3.16 acres (137,650 sqft)
OwnerCompany Name on File
Tax Bill$29,564 (2023)
Deeds & MortgagesApr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN3633-46-7401

Property Details

APN / Parcel Number

Primary APN3633-46-7401
Alternative APNs
  • 363310467401
  • 161342
  • 01249

Interior

Stories2 Stories
Building Area23,526 sqft Finished Area
Gross Area27,366 sqft

Exterior

Year BuiltBuilt 1966
Exterior MaterialCombination
Construction TypeFrame
Lot Area137,650 sqft (3.16 acres)
FenceFence
Total Buildings5 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number161342
Old Parcel Number363310467401
Street Address1445 E MAIN ST
CityLINCOLNTON
StateNC
Zip28092-3996
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Commercial/Industrial
Local Zoning CodeP-B
Legal DescriptionE MAIN ST
Legal Block46
JurisdictionLINCOLN NC
Township / Civil DivisionLINCOLNTON
Census Block Group2
Census Block2024
Census Tract70201

Owner

1445 E Main St, a commercial property, is owned by a company that acquired it in August 2002.

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 599, LINCOLNTON, NC 28093-0599
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2002
Deed SaleAug 30, 2002
Deed Document Number0001373840
Record UpdatedJun 7, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address1445 E MAIN ST, LINCOLNTON, NC 28092-3996
Document Number2657608
Book / Page002657 / 000608
Instrument DateApr 6, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address347 LITHIA INN RD LINCOLNTON NC 280924218, LINCOLNTON, NC 28092-4218

Mortgage

Document Number2657608
DateApr 6, 2017
Book Page002657/000608
Instrument561106
Lender
NameFIRST FSB/LINCOLNTON
TypeFederal Savings Bank
AddressLINCOLNTON, NC 28092
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueApr 5, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
MunicipalityLincolnton City
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$29,564.00$2,947,356 Land $1,300,000 Building $1,647,356$2,947,356 Land $1,300,000 Building $1,647,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1445 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LINCOLNTON
serves 16,309 people · EPA ID NC0155010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

Nearby Properties on E Main St

Nearby Streets

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