Davis County property record for 1445 E 3125 N, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,488 sqft · built 2020 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $809,000 (Feb 2022) |
| Tax Bill | $3,376 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-438-0420 |
| Primary APN | 09-438-0420 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,488 sqft Living Area |
| Basement Area | 1,228 sqft |
| Unfinished Basement | 1,228 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 620 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1445 E 3125 N |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-6625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOT 420, VISTAS AT EASTGATE SUBDIVISION PHASE 4. CONT. 0.21000 ACRES |
| Legal Subdivision | VISTAS AT EASTGATE SUBDIVISION |
| Legal Phase | 4 |
| Legal Lot Number | 420 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 125103 |
Source: Davis County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1445 E 3125 N, LAYTON, UT 84040-6625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 18, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC |
| Dec 18, 2020 | Quit Claim Deed, Transfer COTTONWOOD TITLE INSURANCE, COTTONWOOD TITLE INS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on File |
| Deed Sale | Feb 28, 2022 · Amount on File |
| Prior Sale | Dec 18, 2020 · Amount on File |
| Deed Document Number | 20223459842 |
| Deed Book / Page | 7955 / 1593 |
| Prior Transfer Date | Dec 17, 2020 |
| Prior Transfer Doc | 0003328079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Feb 28, 2022 |
| Property Address | 1445 E 3125 N, LAYTON, UT 84040-6625 |
| Document Number | 07955/1593 |
| Book / Page | 7955 / 1593 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 3459842 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | BACKMAN TITLE SERVICES, BACKMAN TITLE SERVICE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1445 E 3125 N, LAYTON, UT 84040-6625 |
| Document Number | 0003459863 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 3459863 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Dec 18, 2020 |
| Property Address | 1445 E 3125 N, LAYTON, UT 84040-6625 |
| Document Number | 7660/1529 |
| Book / Page | 7660 / 1529 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 3328080 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | COTTONWOOD TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1445 E 3125 N, LAYTON, UT 84040-6625 |
| Document Number | 3328081 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 3328081 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Dec 18, 2020 |
| Property Address | 1445 E 3125 N, LAYTON, UT 84040-6625 |
| Document Number | 0003328079 |
| Book / Page | 007660 / 001527 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 3328079 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2021 |
| Title Company | COTTONWOOD TITLE INSURANCE, COTTONWOOD TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8390 E CRESCENT PKWY #650 GREENWOOD VILLAGE CO 801112940, 650, GREENWOOD VILLAGE, CO 80111-2940 |
Source: Davis County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,500 (+2.27%) Land $134,929 Building $211,571 | $630,000 (+2.27%) Land $245,325 Building $384,675 | |
| 2025 | $3,376.00 (+1.17%) | $338,800 (-43.06%) Land $108,430 Building $230,370 | $616,000 (+3.53%) Land $197,146 Building $418,854 |
| 2024 | $3,337.00 (+0.88%) | ||
| 2023 | $3,308.00 (-5.54%) | $595,000 Land $140,260 Building $454,740 | $595,000 Land $140,260 Building $454,740 |
| 2022 | $3,502.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 75% of Utah |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018 |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| SenaWave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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