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1445 Downing St, Charleston, SC 29407 Property Records

Charleston County property record for 1445 Downing St, Charleston, SC 29407

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,226 sqft · built 1959
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Apr 2015)
Tax Bill$1,313 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN352-14-00-103

Property Details

APN / Parcel Number

Primary APN352-14-00-103

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,226 sqft Living Area
Gross Area1,322 sqft
1st Floor Area1,226 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions125 ft deep x 78 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1445 DOWNING ST
CityCHARLESTON
StateSC
Zip29407-3922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -ASHLEY HALL MANOR DESCRIPTION -LT 23 BLK B
Legal SubdivisionASHLEY HALL MANOR
Legal BlockB
Legal Lot Number23
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group1
Census Block1031
Census Tract2604

Owner

Source: Charleston County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1445 DOWNING ST, CHARLESTON, SC 29407-3922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2015 · Amount on Record
Deed SaleApr 24, 2015 · Amount on Record
Deed Book / Page471 / 433
Last Transfer DateSep 13, 2021
Transfer Doc1048000614
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateNov 2, 2021
Property Address1445 DOWNING ST, CHARLESTON, SC 29407-3922
Document Number0010480614
Book / Page1048 / 614
Map ReferenceMB L PG 33
Instrument DateSep 13, 2021
Transaction TypeTransfer
Record UpdatedJan 26, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1445 DOWNING ST, CHARLESTON, SC 29407-3922

Mortgage

Document Number0001048615
DateNov 2, 2021
Instrument1048/615
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueSep 13, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,313.00 (+17.76%)$224,825 (+2,775%) Land $67,664 Building $157,161$375,700 (+50.76%) Land $115,000 Building $260,700
2024$1,115.00 (+9.85%)$7,820 (-)
2022$1,015.00$7,820$249,200 (-) Land $75,000 Building $174,200
2020$249,200 Land $75,000 Building $174,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims14 (1979–2018)
Claims Outside the SFHA10 of 14
Most Recent ClaimJul 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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