Cherokee County property record for 1445 Co Rd 38, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 640 sqft · built 2012 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Nov 2023) |
| Tax Bill | $1,194 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-16-01-01-0-000-006.001 |
| Primary APN | 13-16-01-01-0-000-006.001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 640 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 522,720 sqft (12 acres) |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Account Number | 218531 |
|---|---|
| Street Address | 1445 COUNTY ROAD 38 |
| City | CENTRE |
| State | AL |
| Zip | 35960-7261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR NW/4 NW/4; S 420'TO POB; CONT S 800';W 660'TO ELYRW CO RD 38; NE 800'; E 590'TO POB |
| Legal Range | 08E |
| Legal Township | 11S |
| Legal Section | 01 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 955900 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CENTRAL PLZ, ROME, GA 30161-3230 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2023 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Jun 9, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2023 · Amount on Record |
| Deed Sale | Nov 7, 2023 · Amount on Record |
| Prior Sale | Jun 9, 2023 · Amount on Record |
| Deed Document Number | 2023231366 |
| Prior Transfer Date | May 26, 2023 |
| Prior Transfer Doc | 0000229487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Nov 7, 2023 |
| Property Address | 1445 COUNTY ROAD 38, CENTRE, AL 35960-7261 |
| Document Number | 0000231366 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 231366 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 CENTRAL PLZ # 352, 352, ROME, GA 30161-3230 |
| Document Number | 0000231367 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 231367 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Jun 9, 2023 |
| Property Address | 1445 COUNTY ROAD 38, CENTRE, AL 35960-7261 |
| Document Number | 0000229487 |
| Instrument Date | May 26, 2023 |
| Instrument | 229487 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 908 TAYLOR WEARD, BRIGHTON, AL 35242 |
| Name | Verified Name |
|---|---|
| Address | 41 BLUFF LN, LOCUST FORK, AL 35097-5737 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,194.00 (+6.99%) | ||
| 2025 | $1,116.00 (+18.85%) | $20,360 (+83.09%) Land $10,060 Building $10,300 | $132,900 (+18.77%) Land $50,300 Building $82,600 |
| 2024 | $939.00 (+13.41%) | $11,120 (+13,8%) Land $8,540 Building $2,580 | $111,900 (+27,875%) Land $42,700 Building $69,200 |
| 2023 | $828.00 Additional exemption filed | $80 (-98.57%) | $400 (-99.6%) Building $400 |
| 2022 | Additional exemption filed | $5,580 Land $4,280 Building $1,300 | $99,600 Land $42,700 Building $56,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Jan 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| Killians Electronics Fixed Wireless | 25 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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