Carroll County property record for 1445 Brown Rd, Westminster, MD 21158
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 4,287 sqft · built 2023 |
| Lot Size | 120 acres (5,238,526 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,700,000 (Jun 2026) |
| Tax Bill | $8,826 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-021505 |
| Primary APN | 03-021505 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 4,287 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,238,526 sqft (120 acres) |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 021505 |
|---|---|
| Street Address | 1445 BROWN RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-2032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 120.26 ACS 1445 BROWN RD NR E/S HALTER RD - AG PR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 503000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1445 BROWN RD, WESTMINSTER, MD 21158-2032 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed, Transfer · Conventional Mortgage HORIZON FARM CREDIT ACA |
| May 20, 2022 | Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jan 31, 2006 · Amount on Record |
| Deed Book / Page | 11801 / 84 |
| Transfer Doc | 0000002074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 1445 BROWN RD, WESTMINSTER, MD 21158-2032 |
| Document Number | 1180000084 |
| Book / Page | 11801 / 84 |
| Instrument Date | Jun 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,727,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1445 BROWN RD, WESTMINSTER, MD 21158-2032 |
| Document Number | 1180000093, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 11801/93 |
| Name | HORIZON FARM CREDIT ACA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1445 BROWN RD, WESTMINSTER, MD 21158-2032 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0107820015 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 10782/15 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 378 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.5% |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,826.00 (+4.97%) Homeowner's exemption | $862,000 (+5.26%) | $948,200 (+15.79%) Land $179,000 Building $769,200 |
| 2025 | $8,408.00 (+10.63%) Homeowner's exemption | $818,900 (+21.76%) Land $154,000 Building $664,900 | $818,900 (-) Land $154,000 Building $664,900 |
| 2023 | $7,600.00 | $672,567 | $818,900 Land $154,000 Building $664,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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