1445 Bercliff Ave, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1445 Bercliff Ave, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,282 sqft · built 1947
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2018)
Tax Bill	$7,353 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-0021-0088-00`

Property Details

APN / Parcel Number

Primary APN	`221-0021-0088-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,282 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,382 sqft
Basement Area	1,328 sqft
Finished Basement	900 sqft
Unfinished Basement	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Area	440 sqft
Porch	Porch
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1445 BERCLIFF AVE
City	CINCINNATI
State	OH
Zip	45223-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	BERCLIFF AVE 100 X 130 PT LOT 29 J C LUDLOWS EST
Legal Subdivision	LUDLOWS EST
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	7500

Owner

1445 Bercliff Ave is owned and occupied by two individuals who bought it in September 2018.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 BERCLIFF AVE, CINCINNATI, OH 45223-1807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage CINFED CU
Sep 19, 2018	Survivorship Deed, Transfer CINFED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Prior Sale	Jun 17, 2015 · Amount on File
Deed Document Number	201883442
Deed Book / Page	13756 / 1120
Prior Transfer Date	Jun 3, 2015
Prior Transfer Doc	0000061997
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1445 BERCLIFF AVE, CINCINNATI, OH 45223-1807
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092349
Date	Oct 23, 2019
Book Page	14029/00847
Instrument	2019-0092349

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 19, 2018
Property Address	1445 BERCLIFF AVE, CINCINNATI, OH 45223-1807
Document Number	0000083442
Book / Page	13756 / 01120
Map Reference	MB 2 PG 122
Instrument Date	Sep 18, 2018
Instrument	2018-0083442
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	PROTITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1445 BERCLIFF AVE, CINCINNATI, OH 45223-1807

Mortgage

Document Number	0000083443
Date	Sep 19, 2018
Instrument	2018-0083443

Lender

Name	CINFED CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Bercliff Ave was $7,353, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,353.00 (+3.13%)	$119,193 (-) Land $29,575 Building $89,618	$340,550 Land $84,500 Building $256,050
2024	$7,130.00 (-2.21%)	$119,193 (-) Land $29,575 Building $89,618
2023	$7,291.00 (+0.16%)	$119,193 (+11.66%) Land $29,575 Building $89,618	$340,550 Land $84,500 Building $256,050
2022	$7,279.00 Homeowner's exemption	$106,751 Land $15,376 Building $91,375
2020			$305,000 Land $43,930 Building $261,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1445 Bercliff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Bercliff Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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