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1445 Ardennes Dr, Elgin, SC 29045 Property Records

Richland County property record for 1445 Ardennes Dr, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 2020
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on Record
Last Sale$187,011 (Mar 2020)
Tax Bill$6,547 (2023)
Deeds & MortgagesMar 2020 Sale & Mortgage
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN28803-03-29

Property Details

APN / Parcel Number

Primary APN28803-03-29
Alternative APNs
  • R28803-03-29
  • 02150031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,428 sqft Heated Area
Gross Area1,884 sqft
1st Floor Area1,428 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage Area336 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02150031
Street Address1445 ARDENNES DR
CityELGIN
StateSC
Zip29045-7913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOT 105 45X105.1X45X105.1 #SU PARK @ LIBERTY RIDGE PH 4 #PR RB2344-2849 RB2382-1679
Legal SubdivisionLIBERTY RIDGE
Legal Lot Number45,105
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2079
Census Tract11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2020Grant Deed, Subdivision Related Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 31, 2019Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2020 · Amount on Record
Deed SaleMar 24, 2020 · Amount on Record
Deed Document Number202015533
Deed Book / Page2479 / 2008
Record UpdatedSep 20, 2026

March 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateMar 24, 2020
Property Address1445 ARDENNES DR, ELGIN, SC 29045-7913
Document Number2479/2008
Book / Page002479 / 002008
Instrument DateMar 23, 2020
Instrument15533
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$692.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1445 ARDENNES DR ELGIN SC 290457913, ELGIN, SC 29045-7913

Mortgage

Document Number2479/2012
DateMar 24, 2020
Book Page002479/002012
Instrument15534
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2050

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address1445 ARDENNES DR, ELGIN, SC 29045-7913
Document Number2442/1411
Instrument DateOct 31, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address441 WESTERN LN IRMO SC 290639230, IRMO, SC 29063-9230
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$221,850 (+18.64%)
2023$6,547.00 (-1.27%)
2021$6,631.00$11,220$187,000 Land $30,000 Building $157,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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