1445 Arcada Cir, Tupelo, MS 38804 Property Records

Lee County property record for 1445 Arcada Cir, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,342 sqft · built 1976
Owner	Individual Name on File
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088F-28-101-00`

Property Details

APN / Parcel Number

Primary APN	`088F-28-101-00`
Alternative APNs	`020974` `20974`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,342 sqft Heated Area
Gross Area	1,740 sqft
1st Floor Area	1,342 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	020974
Old Parcel Number	088F-28-101-00
Street Address	1445 ARCADA CIR
City	TUPELO
State	MS
Zip	38804-1696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SE1/4
Legal Range	06E
Legal Township	09S
Legal Section	28
Legal Subdivision	OAKCLIFF VILLAS 1 & 2
Legal Lot Number	10
Jurisdiction	LEE MS
Township / Civil Division	1
Census Block Group	1
Census Block	1017
Census Tract	950502

Owner

1445 Arcada Cir is owned and occupied by an individual who acquired it in March 2024.

Source: Lee County records, as of October 29, 2025

Owner of Record	Individual Name on File
Mailing Address	1445 ARCADA CIR, TUPELO, MS 38804-1696
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit BNA BANK
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 12, 2020	Deed of Trust, Mortgage BNA BANK
Mar 7, 2024	Warranty Deed, Transfer · Closed-End Mortgage FIRST CHOICE BANK
Mar 6, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024
Deed Sale	Mar 7, 2024
Prior Sale	Mar 6, 2024
Deed Document Number	2024002375
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1445 ARCADA CIR, TUPELO, MS 38804-1696
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 ARCADA CIR, TUPELO, MS 38804-1696

Mortgage

Document Number	2022012208
Date	Aug 29, 2022
Instrument	2022012208

Lender

Name	BNA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 18, 2032

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1445 ARCADA CIR, TUPELO, MS 38804-1696
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 ARCADA CIR, TUPELO, MS 38804-1696
Investor	Possibly a Property Investor

Mortgage

Document Number	2020017851
Date	Dec 23, 2020
Instrument	2020017851

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	1445 ARCADA CIR, TUPELO, MS 38804-1696
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BRAMBLEWOOD CIR, BELDEN, MS 38826-9737
Investor	Possibly a Property Investor

Mortgage

Document Number	2020010679
Date	Aug 12, 2020
Instrument	2020010679

Lender

Name	BNA BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	6 Months
Due	Feb 11, 2021

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Mar 7, 2024
Property Address	1445 ARCADA CIR, TUPELO, MS 38804-1696
Document Number	2024002375
Instrument Date	Feb 23, 2024
Instrument	2024002375
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 N SCOTT ST, NEW CARLISLE, OH 45344-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 ARCADA CIR, TUPELO, MS 38804-1696

Mortgage

Document Number	2024002376
Date	Mar 7, 2024
Instrument	2024002376

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2054

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Mar 6, 2024
Property Address	1445 ARCADA CIR, TUPELO, MS 38804-1696
Document Number	2024002305
Instrument Date	Feb 23, 2024
Instrument	2024002305
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 N SCOTT ST, NEW CARLISLE, OH 45344-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 ARCADA CIR, TUPELO, MS 38804-1696

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Arcada Cir was $3,197.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,197.00	$23,520	$156,800 Land $22,000 Building $134,800
2023	$1,381.00 Homeowner's exemption	$10,322	$103,220 Land $22,000 Building $81,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 Arcada Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Arcada Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Tombigbee Fiber.

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