1445 Apple Valley Dr, Howard, OH 43028 Property Records

Knox County property record for 1445 Apple Valley Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,207 sqft · built 1975
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on Record
Last Sale	$51,750 (Jul 2011)
Tax Bill	$1,943 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Jun 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-00129.000`

Property Details

APN / Parcel Number

Primary APN	`23-00129.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,207 sqft Living Area
1st Floor Area	1,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,193 sqft (0.234 acres)
Lot Dimensions	136 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	285 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Electric

Location & Zoning

Street Address	1445 APPLE VALLEY DR
City	HOWARD
State	OH
Zip	43028-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILLS LOT #129
Legal Subdivision	ORCHARD HILLS PLAT ONE
Legal Lot Number	129
Jurisdiction	KNOX OH
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2017
Census Tract	6801

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 LINCOLN AVE, MEYERSDALE, PA 15552-1123
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jun 10, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Mar 29, 2023	Warranty Deed, Transfer
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage EQUITABLE MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2011 · Amount on Record
Deed Sale	Jul 1, 2011 · Amount on Record
Prior Sale	Dec 30, 1999 · Amount on Record
Deed Document Number	20115091
Deed Book / Page	1288 / 949
Prior Transfer Date	Dec 30, 1996
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	1445 APPLE VALLEY DR, HOWARD, OH 43028-9589
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003661
Date	Jun 7, 2024
Book Page	2023/411
Instrument	202400003661

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jun 10, 2024
Property Address	1445 APPLE VALLEY DR, HOWARD, OH 43028-9589
Document Number	0000003760
Book / Page	2023 / 827
Instrument Date	Jun 10, 2024
Instrument	202400003760
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 APPLE VALLEY DR, HOWARD, OH 43028-9589

Mortgage

Document Number	0000003761
Date	Jun 10, 2024
Instrument	202400003761

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Mar 29, 2023
Property Address	1445 APPLE VALLEY DR, HOWARD, OH 43028-9589
Document Number	0000001931
Book / Page	1967 / 276
Instrument Date	Feb 23, 2023
Instrument	202300001931
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 APPLE VALLEY DR, HOWARD, OH 43028-9589

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Jul 12, 2018
Property Address	1445 APPLE VALLEY DR, HOWARD, OH 43028-9589
Document Number	0016780879
Book / Page	001678 / 000879
Instrument Date	Jul 11, 2018
Instrument	5541
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1445 APPLE VALLEY DR HOWARD OH 430289589, HOWARD, OH 43028-9589

Mortgage

Document Number	16780881
Date	Jul 12, 2018
Book Page	001678/000881
Instrument	5542

Lender

Name	EQUITABLE MTG CORP
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Howard Township
Unified School District	East Knox Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$136,020 (-) Land $12,000 Building $124,020
2025	$1,943.00 (-0.82%)	$47,610 (-) Land $4,200 Building $43,410
2024	$1,959.00 (+2.46%)	$47,610 (-) Land $4,200 Building $43,410
2023	$1,912.00 (+22.41%)	$47,610 (+42.97%) Land $4,200 Building $43,410	$136,020 (+43%) Land $12,000 Building $124,020
2022	$1,562.00	$33,300 Land $2,940 Building $30,360
2020			$95,120 Land $8,390 Building $86,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOX COUNTY WATER AND WASTEWATER PWS private · serves 8,250 people · EPA ID OH4202012
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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