1445 Alder Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 1445 Alder Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,323 sqft · built 2012
Lot Size	1.01 acres (44,083 sqft)
Owner	2 Individual Names on File
Last Sale	$408,800 (Sep 2014)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C148790`

Property Details

APN / Parcel Number

Primary APN	`000C148790`
Alternative APNs	`03-0821-03-3-13-09-0000` `R0353678` `C14879`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,323 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	1,749 sqft
Basement Area	1,749 sqft
Finished Basement	1,574 sqft
Unfinished Basement	175 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	44,083 sqft
View / Lot	Neighborhood / Spot
Garage Area	1,426 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	267 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1445 ALDER AVE
City	LAUREL
State	MT
Zip	59044-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHHILL ESTATES SUBD 3RDFILING, S03, T02 S, R24 E, BLOCK 1, LOT 5
Legal Range	24E
Legal Township	02S
Legal Section	03
Legal Subdivision	NORTHHILL ESTATES SUBD 3RDFILING
Legal Block	1
Legal Lot Number	5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	2
Census Block	2002
Census Tract	1902

Owner

1445 Alder Ave is owned and occupied by two individuals who bought it in September 2014.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1445 ALDER AVE, LAUREL, MT 59044-1854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2014 · Amount on File
Deed Sale	Sep 18, 2014 · Amount on File
Prior Sale	Sep 26, 2012
Deed Document Number	20143718175
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1445 ALDER AVE, LAUREL, MT 59044-1854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003941884
Date	Oct 5, 2020
Instrument	3941884

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1445 Alder Ave was $3,790, down 5.6% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$742,800 (-) Land $109,928 Building $632,872	$742,800 (-) Land $109,928 Building $632,872
2025	$3,790.00 (-5.6%)	$742,800 Land $109,928 Building $632,872	$742,800 Land $109,928 Building $632,872
2024	$4,015.00 (+9.61%)
2023	$3,663.00	$578,300	$578,300 Land $85,122 Building $493,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1445 Alder Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1445 Alder Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000