St. Croix County property record for 1445 240th St, Emerald, WI 54013
| Property Type | Other |
|---|---|
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,643 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1052-10-000 |
| Primary APN | 010-1052-10-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,742,400 sqft (40 acres) |
|---|
| Street Address | 1445 240TH ST |
|---|---|
| City | EMERALD |
| State | WI |
| Zip | 54013-8301 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | SEC 22 T30N R16W 40A NW SW EXC TRI> PARCEL IN SE CORNER BEING 1 RD ON E SIDE & 1 RD ON S SIDE |
| Legal Range | 16W |
| Legal Township | 30N |
| Legal Section | 22 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | EMERALD |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 120802 |
1445 240th St is owned and occupied by two individuals.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1445 240TH ST, EMERALD, WI 54013-8301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| Jul 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1445 240TH ST, EMERALD, WI 54013-8301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001155723 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 1155723 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.88% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1445 240TH ST, EMERALD, WI 54013-8301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001181342 |
|---|---|
| Date | Jul 22, 2024 |
| Instrument | 1181342 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2054 |
The 2026 property tax bill for 1445 240th St was $2,643 with a homeowner's exemption, up % from the year before.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Emerald Town |
| Unified School District | Glenwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,643.00 (+0.04%) Homeowner's exemption | ||
| 2025 | $2,642.00 Homeowner's exemption | $193,200 Land $43,100 Building $150,100 | $193,200 Land $43,100 Building $150,100 |
| 2023 | $2,221.00 Homeowner's exemption | $182,400 Land $42,700 Building $139,700 | $182,400 Land $42,700 Building $139,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1445 240th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1445 240th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextGen Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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