14449 Flax Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 14449 Flax Way, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,824 sqft · built 1998
Lot Size	0.246 acres (10,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jun 2023)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-16590-02-070`

Property Details

APN / Parcel Number

Primary APN	`01-16590-02-070`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,824 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	10,716 sqft (0.246 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14449 FLAX WAY
City	SAINT PAUL
State	MN
Zip	55124-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR ISLE VILLAGE HOMES 7 2
Legal Subdivision	CEDAR ISLE VILLAGE HOMES
Legal Block	2
Legal Lot Number	70
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3005
Census Tract	60823

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14449 FLAX WAY, SAINT PAUL, MN 55124-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ILOAN LLC
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Oct 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage ILOAN LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Jan 25, 1999 · Amount on Record
Deed Document Number	20231552352
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	14449 FLAX WAY, APPLE VALLEY, MN 55124-3335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 PELHAM BLVD, SAINT PAUL, MN 55104-4940
Investor	Possibly a Property Investor

Mortgage

Document Number	0003610205
Date	Nov 20, 2023
Instrument	3610205

Lender

Name	ILOAN LLC
Type	Mortgage Company
Address	CHICAGO, IL 60622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	14449 FLAX WAY, APPLE VALLEY, MN 55124-3335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003592505
Date	Jun 27, 2023
Instrument	3592505

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	14449 FLAX WAY, APPLE VALLEY, MN 55124-3335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14449 FLAX WAY, APPLE VALLEY, MN 55124-3335
Investor	Possibly a Property Investor

Mortgage

Document Number	0003694963
Date	Oct 8, 2025
Instrument	3694963

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 10, 2023
Property Address	14449 FLAX WAY, APPLE VALLEY, MN 55124-3335
Document Number	0003593843
Instrument Date	Jun 30, 2023
Instrument	3593843
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FLEX TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,633.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14449 FLAX WAY, APPLE VALLEY, MN 55124-3335
Investor	Possibly a Property Investor

Mortgage

Document Number	0003593844
Date	Jul 10, 2023
Instrument	3593844

Lender

Name	ILOAN LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,528.00 (+22.14%)	$445,100 (+4.61%) Land $127,600 Building $317,500	$445,100 (+4.61%) Land $127,600 Building $317,500
2023	$4,526.00 Homeowner's exemption
2022		$425,500 Land $122,900 Building $302,600	$425,500 Land $122,900 Building $302,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Metronet.

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