14448 Edgemont Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 14448 Edgemont Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,134 sqft · built 1880
Lot Size	0.612 acres (26,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (May 2019)
Tax Bill	$3,687 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-009108`

Property Details

APN / Parcel Number

Primary APN	`14-009108`
Alternative APN	`009108`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,134 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Siding
Roof Material	Metal
Lot Area	26,680 sqft (0.612 acres)
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	112 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009108
Street Address	14448 EDGEMONT RD
City	SMITHSBURG
State	MD
Zip	21783-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	0.6125 ACRES 14448 EDGEMONT RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1003
Census Tract	10200

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14448 EDGEMONT RD, SMITHSBURG, MD 21783-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Feb 24, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 22, 2019	Grant Deed, Transfer · VA Mortgage MR COOPER
Mar 20, 2017	Grant Deed, Transfer NEW WORLD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Book / Page	5980 / 81
Prior Transfer Date	May 2, 2016
Prior Transfer Doc	0052190089
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14448 EDGEMONT RD, SMITHSBURG, MD 21783-1140
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14448 EDGEMONT RD, SMITHSBURG, MD 21783-1140

Mortgage

Document Number	0072620300
Date	Jun 12, 2023
Book Page	7262/300

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jun 1, 2049

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14448 EDGEMONT RD, SMITHSBURG, MD 21783-1140
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14448 EDGEMONT RD, SMITHSBURG, MD 21783-1140

Mortgage

Document Number	0071990253
Date	Feb 24, 2023
Book Page	7199/253

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jun 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 22, 2019
Property Address	14448 EDGEMONT RD, SMITHSBURG, MD 21783-1140
Document Number	0059800081
Book / Page	005980 / 000081
Instrument Date	May 17, 2019
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14448 EDGEMONT RD SMITHSBURG MD 217831140, SMITHSBURG, MD 21783-1140

Mortgage

Document Number	59800087
Date	May 22, 2019
Book Page	005980/000087

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 20, 2017
Property Address	14448 EDGEMONT RD, SMITHSBURG, MD 21783-1140
Document Number	0054630167
Book / Page	005463 / 000167
Instrument Date	Mar 2, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	NEW WORLD TITLE

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11808 CHERYL DR HAGERSTOWN MD 217424228, HAGERSTOWN, MD 21742-4228

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,687.00 (+15.94%)	$356,067 (+15.93%)	$405,000 (-) Land $63,300 Building $341,700
2025	$3,180.00 (+37.96%)	$307,133 (+38.54%)	$405,000 (+56.86%) Land $63,300 Building $341,700
2023	$2,305.00	$221,700	$258,200 Land $63,300 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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