Cook County property record for 14447 Ridgeway Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,499 sqft · built 1932 |
| Lot Size | 0.153 acres (6,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Apr 2018) |
| Tax Bill | $4,043 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 28-11-111-010 |
| Primary APN | 28-11-111-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,499 sqft Living Area |
| 1st Floor Area | 1,499 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 6,650 sqft (0.153 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 14447 RIDGEWAY AVE |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-2953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARTHUR T (MCINTOSH) & COS (HOME) ADD TO (MIDLOTHIAN) SEC 11-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 11 |
| Legal Subdivision | MCINTOSH & COS HOME ADD TO MIDLOTHIAN |
| Legal Block | 11 |
| Legal Lot Number | 15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 824701 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14447 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L |
| Apr 9, 2018 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on Record |
| Deed Sale | Apr 9, 2018 · Amount on Record |
| Prior Sale | Dec 28, 1998 · Amount on Record |
| Deed Document Number | 201846079 |
| Prior Transfer Date | Nov 13, 1997 |
| Prior Transfer Doc | 0000000745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14447 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2953 |
| Document Number | 2029606017 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14447 RIDGEWAY AVE MIDLOTHIAN IL 604452953, MIDLOTHIAN, IL 60445-2953 |
| Document Number | 2029606017 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 29606017 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 9, 2018 |
| Property Address | 14447 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2953 |
| Document Number | 1809946079 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 9946079 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8171 S KEATING AVE CHICAGO IL 606522005, CHICAGO, IL 60652-2005 |
| Document Number | 1809946080 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 9946080 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2048 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,001 (+22%) Land $2,328 Building $11,673 | $140,010 (+22%) Land $23,280 Building $116,730 | |
| 2023 | $4,043.00 (+6.84%) | ||
| 2022 | $3,784.00 Homeowner's exemption | $11,476 Land $1,995 Building $9,481 | $114,760 Land $19,950 Building $94,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 611.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 38 (1981–2026) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber · Cable in parts of the area | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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