14447 Kramer Rd, Farley, IA 52046 Property Records

Dubuque County property record for 14447 Kramer Rd, Farley, IA 52046

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 2,718 sqft · built 1875
Lot Size	9.38 acres (408,593 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (May 2020)
Tax Bill	$3,116 (2024)
Deeds & Mortgages	Nov 2018 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-426-001`

Property Details

APN / Parcel Number

Primary APN	`07-24-426-001`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,718 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Game Room	Game Room

Exterior

Year Built	Built 1875
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	408,593 sqft (9.38 acres)
Garage Type	Mixed
Garage Area	1,232 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	14447 KRAMER RD
City	FARLEY
State	IA
Zip	52046-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF NW SE & OF NE SE - SEC 24 T89N R2W;
Legal Range	02W
Legal Township	89N
Legal Section	24
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	NEW WINE
Census Block Group	2
Census Block	2068
Census Tract	10400

Owner

14447 Kramer Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14447 KRAMER RD, FARLEY, IA 52046-8426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2018	Deed of Trust, Mortgage FIDELITY BANK & TRUST
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
May 13, 2020	Warranty Deed, Transfer NOT AVAILABLE
Feb 2, 2017	Deed of Trust, Mortgage FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Deed Document Number	2020-00006102
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14447 KRAMER RD, FARLEY, IA 52046-8426
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7365 N PLEASANT GROVE RD, FARLEY, IA 52046-9319

Mortgage

Document Number	0000013070
Date	Nov 6, 2018
Instrument	2018-00013070

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount on Record
Term	480 Months
Due	Nov 5, 2058

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14447 KRAMER RD, FARLEY, IA 52046-8426
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013497
Date	Sep 8, 2020
Instrument	2020-00013497

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	MONTICELLO, IA 52310

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 13, 2020
Property Address	14447 KRAMER RD, FARLEY, IA 52046-8426
Document Number	0000006102
Instrument Date	May 7, 2020
Instrument	6102
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14447 KRAMER RD FARLEY IA 520468426, FARLEY, IA 52046-8426

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14447 KRAMER RD, FARLEY, IA 52046-8426
Document Number	0000001479
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14447 KRAMER RD FARLEY IA 520468426, FARLEY, IA 52046-8426

Mortgage

Document Number	0000001479
Date	Feb 3, 2017
Instrument	1479

Lender

Name	FIDELITY BK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$500,900 Land $141,000 Building $359,900	$500,900 Land $141,000 Building $359,900
2024	$3,116.00
2023		$283,575 (+48.35%) Land $11,075 Building $272,500	$283,575 Land $11,075 Building $272,500
2022	$2,376.00 Homeowner's exemption Additional exemption filed	$191,150 Land $8,880 Building $182,270
2021			$191,150 Land $8,880 Building $182,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14447 Kramer Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1999–2010)
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14447 Kramer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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