14440 Flax Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 14440 Flax Way, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,142 sqft · built 1999
Lot Size	0.293 acres (12,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Dec 2025)
Tax Bill	$4,862 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16590-03-120`

Property Details

APN / Parcel Number

Primary APN	`01-16590-03-120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,142 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	770 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	12,768 sqft (0.293 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	14440 FLAX WAY
City	SAINT PAUL
State	MN
Zip	55124-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR ISLE VILLAGE HOMES 12 3
Legal Subdivision	CEDAR ISLE VILLAGE HOMES
Legal Block	3
Legal Lot Number	120
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3001
Census Tract	60823

Owner

Source: Dakota County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14440 FLAX WAY, SAINT PAUL, MN 55124-3335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MINNESOTA COMMUNITY DEVELOPMENT
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL CREDIT UNION
Jan 17, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	20253704336
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	14440 FLAX WAY, APPLE VALLEY, MN 55124-3335
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003704338
Date	Dec 16, 2025
Instrument	3704338

Lender

Name	MIDWEST MINNESOTA COMMUNITY DEVELOPMENT
Type	Mortgage Company
Address	DETROIT LAKES, MN 56501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Nov 26, 2030

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 8, 2021
Property Address	14440 FLAX WAY, APPLE VALLEY, MN 55124-3335
Document Number	0003475355
Instrument Date	Jun 18, 2021
Instrument	3475355
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14440 FLAX WAY, APPLE VALLEY, MN 55124-3335

Mortgage

Document Number	0003475356
Date	Jul 8, 2021
Instrument	3475356

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jan 17, 2017
Property Address	14440 FLAX WAY, APPLE VALLEY, MN 55124-3335
Document Number	0003172364
Instrument Date	Nov 10, 2016
Instrument	3172364
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$923.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14440 FLAX WAY, APPLE VALLEY, MN 55124-3335

Mortgage

Document Number	0003172365
Date	Jan 17, 2017
Instrument	3172365

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,862.00 Homeowner's exemption	$395,400 (-1.89%) Land $127,600 Building $267,800	$395,400 (-1.89%) Land $127,600 Building $267,800
2024		$403,000 Land $123,100 Building $279,900	$403,000 Land $123,100 Building $279,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Metronet.

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