1444 Starboard Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1444 Starboard Ct, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,025 sqft · built 1996
Lot Size0.184 acres (8,016 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Aug 2022)
Tax Bill$4,164 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN44-04-26-014075-003-17

Property Details

APN / Parcel Number

Primary APN44-04-26-014075-003-17

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,025 sqft Heated Area
Gross Area2,703 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,016 sqft (0.184 acres)
Garage Area342 sqft

Exterior Amenities

Pool Area325 sqft
PorchPorch
Porch Area252 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1444 STARBOARD CT
CityFLEMING ISLAND
StateFL
Zip32003-7265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 217 HARBOR ISLAND UNIT 1 AS REC O R 4633 PG 1459
Legal Range26
Legal Township04
Legal Section44
Legal SubdivisionHARBOR ISLAND
Legal Lot Number217
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3002
Census Tract30705

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1444 STARBOARD CT, FLEMING ISLAND, FL 32003-7265
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2022Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jun 16, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Prior SaleJul 24, 2014 · Amount on Record
Deed Document Number2022046398
Deed Book / Page4633 / 1459
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateAug 1, 2022
Property Address1444 STARBOARD CT, FLEMING ISLAND, FL 32003-7265
Document Number0046331459
Book / Page4633 / 1459
Map ReferenceMB 28 PG 37-46
Instrument DateJul 14, 2022
Instrument2022046398
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address99 SUNSTONE CT, 99, SAINT AUGUSTINE, FL 32086-8097

Transferred To (Grantee/Buyer)

NameVerified Name
Address1444 STARBOARD CT, FLEMING ISLAND, FL 32003-7265

Mortgage

Document Number0046331461
DateAug 1, 2022
Instrument4633/1461
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1444 STARBOARD CT, FLEMING ISLAND, FL 32003-7265
Document Number0043221306
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1444 STARBOARD CT FLEMING ISLAND FL 320037265, FLEMING ISLAND, FL 32003-7265

Mortgage

Document Number0043221306
DateJun 25, 2020
Book Page004322/001306
Instrument31567
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,164.00 (-1.14%) Homeowner's exemption$313,211 (+5.99%)$360,998 (+6.98%) Land $55,000 Building $305,998
2023$4,212.00 (+54%) Homeowner's exemption$295,519 (+43.89%)$337,450 (+20.34%) Land $55,000 Building $282,450
2022$2,735.00 Homeowner's exemption$205,383$280,420 Land $45,000 Building $235,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 180 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies180 in force
Nearby Flood Claims36 (2012–2022)
Claims Outside the SFHA5 of 36
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 30 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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