1444 Spindrift Cir E, Neptune Beach, FL 32266 Property Records

Duval County property record for 1444 Spindrift Cir E, Neptune Beach, FL 32266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,504 sqft · built 1988
Lot Size	0.046 acres (2,006 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Nov 2025)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`178077-3104`

Property Details

APN / Parcel Number

Primary APN	`178077-3104`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,504 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	632 sqft
Upper Floors Area	872 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,006 sqft (0.046 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	32 sqft
Patio Area	42 sqft
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1444 SPINDRIFT CIR E
City	NEPTUNE BEACH
State	FL
Zip	32266-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR-4
Legal Description	41-56 38-2S-29E SUMMER SANDS LOT 9B
Legal Range	29E
Legal Township	02S
Legal Section	38
Legal Subdivision	SUMMER SANDS
Legal Lot Number	9B
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	1
Census Block	1002
Census Tract	14002

Owner

1444 Spindrift Cir E is owned and occupied by an individual who bought it in November 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1444 SPINDRIFT CIR E, NEPTUNE BEACH, FL 32266-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Sep 5, 2013 · Amount on File
Deed Document Number	2025269309
Deed Book / Page	21699 / 734
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 21, 2025
Property Address	1444 SPINDRIFT CIR E, NEPTUNE BEACH, FL 32266-3226
Document Number	0216990734
Book / Page	21699 / 734
Map Reference	MB 41 PG 56,56A&56B
Instrument Date	Nov 19, 2025
Instrument	2025269309
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1336 BEACH AVE, ATLANTIC BEACH, FL 32233-5732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 SPINDRIFT CIR E, NEPTUNE BEACH, FL 32266-3226

Mortgage

Document Number	0021699736
Date	Nov 21, 2025
Instrument	21699/736

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1444 SPINDRIFT CIR E, NEPTUNE BEACH, FL 32266-3226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189702440
Date	Oct 17, 2019
Book Page	18970/2440
Instrument	2019239632

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1444 Spindrift Cir E was $2,477, up 2.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Neptune Beach City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,518 (+85.18%) Land $150,961 Building $183,557	$334,518 (-0.86%) Land $150,961 Building $183,557
2025	$2,477.00 (+2.74%) Homeowner's exemption	$180,649	$337,421 Land $150,000 Building $187,421
2024	$2,411.00 (+3.39%)
2023	$2,332.00 (+10.42%) Homeowner's exemption	$170,445 (+3%)	$317,738 (+12.72%) Land $130,000 Building $187,738
2022	$2,112.00 Homeowner's exemption	$165,481	$281,871 Land $108,000 Building $173,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1444 Spindrift Cir E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 282 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	282 in force
Nearby Flood Claims	23 (1984–2022)
Claims Outside the SFHA	12 of 23
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 3 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1444 Spindrift Cir E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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