1444 Phelps St, Ottawa, IL 61350 Property Records

LaSalle County property record for 1444 Phelps St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,256 sqft · built 1925
Lot Size	0.14 acres (6,102 sqft)
Owner	Individual Name on File
Last Sale	$108,500 (Nov 2019)
Tax Bill	$3,214 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-419-004`

Property Details

APN / Parcel Number

Primary APN	`21-10-419-004`
Alternative APN	`18-10-452-005`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,256 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	6,102 sqft (0.14 acres)

Location & Zoning

Street Address	1444 PHELPS ST
City	OTTAWA
State	IL
Zip	61350-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAY'S SUB OF LT 1, LT 6 BLK 1 SEC 10-33-3
Legal Range	03
Legal Township	33
Legal Section	10
Legal Subdivision	MAYS SUB
Legal Block	1
Legal Lot Number	1-6
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2026
Census Tract	962800

Owner

1444 Phelps St is owned and occupied by an individual who bought it in November 2019.

Source: LaSalle County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1444 PHELPS ST, OTTAWA, IL 61350-3252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 16, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Jan 16, 2017 · Amount on File
Deed Document Number	201915934
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 20, 2019
Property Address	1444 PHELPS ST, OTTAWA, IL 61350-3252
Document Number	0201915934
Instrument Date	Nov 15, 2019
Instrument	201915934
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 PHELPS ST, OTTAWA, IL 61350-3252
Investor	Possibly a Property Investor

Mortgage

Document Number	0201915935
Date	Nov 20, 2019
Instrument	201915935

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jan 16, 2017
Property Address	1444 PHELPS ST, OTTAWA, IL 61350-3252
Document Number	0201700697
Instrument Date	Dec 21, 2016
Instrument	201700697
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	NEAR NORTH NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700698
Date	Jan 16, 2017
Instrument	201700698

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1444 Phelps St was $3,214, up 9.6% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,214.00 (+9.62%)	$38,044 Land $4,560 Building $33,484	$114,132 Land $13,680 Building $100,452
2024	$2,932.00
2023		$30,854 (+10.18%) Land $3,698 Building $27,156	$92,562 (+10.18%) Land $11,094 Building $81,468
2022		$28,003 Land $4,901 Building $23,102	$84,009 Land $14,703 Building $69,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1444 Phelps St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1444 Phelps St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Surf Internet, Verizon.

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