1444 Laurel Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1444 Laurel Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,218 sqft · built 1922
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$194,727 (Jan 2017)
Tax Bill	$5,346 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-24-0081`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-24-0081`
Alternative APNs	`8219839` `405840`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,218 sqft Living Area
1st Floor Area	576 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1954
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405840
Street Address	1444 LAUREL AVE
City	SAINT PAUL
State	MN
Zip	55104-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOULEVARD ADDITION LOT 12 BLK 11
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	BOULEVARD ADDITION
Legal Block	11
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1008
Census Tract	35200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1444 LAUREL AVE, SAINT PAUL, MN 55104-6734
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Jan 9, 2017	Warranty Deed, Transfer · Conventional with PMI BELL BK
Jan 9, 2017	Warranty Deed, Transfer TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Prior Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	20172577533
Prior Transfer Date	Dec 20, 2016
Prior Transfer Doc	0002577531
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1444 LAUREL AVE, SAINT PAUL, MN 55104-6734
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02712891
Date	Sep 23, 2021
Instrument	T02712891

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1444 LAUREL AVE, SAINT PAUL, MN 55104-6734
Document Number	0002684137
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 LAUREL AVE ST PAUL MN 551046734, ST PAUL, MN 55104-6734

Mortgage

Document Number	0002684137
Date	Dec 14, 2020
Instrument	2684137

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 9, 2017
Property Address	1444 LAUREL AVE, SAINT PAUL, MN 55104-6734
Document Number	0002577533
Instrument Date	Dec 29, 2016
Instrument	2577533
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 LAUREL AVE ST PAUL MN 551046734, ST PAUL, MN 55104-6734

Mortgage

Document Number	2577534
Date	Jan 9, 2017
Instrument	2577534

Lender

Name	BELL BK
Address	NORTH DAKOTA, ND 58106

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 9, 2017
Property Address	1444 LAUREL AVE, SAINT PAUL, MN 55104-6734
Document Number	0002577532
Instrument Date	Dec 29, 2016
Instrument	2577532
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$544.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 LAUREL AVE ST PAUL MN 551046734, ST PAUL, MN 55104-6734

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,100 (+9.19%) Land $96,000 Building $259,100	$355,100 (+9.19%) Land $96,000 Building $259,100
2025	$5,346.00 (+13.5%) Homeowner's exemption	$325,200 (+4.9%) Land $96,000 Building $229,200	$325,200 (+4.9%) Land $96,000 Building $229,200
2024	$4,710.00 (+16.64%)
2023	$4,038.00 Homeowner's exemption	$310,000 Land $96,000 Building $214,000	$310,000 Land $96,000 Building $214,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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