1444 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1444 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,306 sqft · built 1917
Lot Size	0.125 acres (5,440 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Jun 2023)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8913-36-105-008`

Property Details

APN / Parcel Number

Primary APN	`8913-36-105-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,306 sqft Total Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Duplex Single
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,440 sqft (0.125 acres)
Lot Dimensions	136 ft deep x 40 ft wide
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1444 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-2343
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	A T WHITTLES SECOND ADDITION LOT 1 N 1/2 VAC ALLEY ADJ LOT 1 ON SOUTH
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	A T WHITTLES SECOND ADDITION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	814 S RIDGE DR, CEDAR FALLS, IA 50613-1587
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Line of Credit COLLINS COMMUNITY CU
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Deed Document Number	202316406
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 7, 2023
Property Address	1444 FOREST AVE, WATERLOO, IA 50702-2343
Document Number	202300016406
Instrument Date	May 31, 2023
Instrument	202300016406
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 S RIDGE DR, CEDAR FALLS, IA 50613-1587

Mortgage

Document Number	202300016407
Date	Jun 7, 2023
Instrument	202300016407

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1444 FOREST AVE, WATERLOO, IA 50702-2343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 5TH ST, PARKERSBURG, IA 50665-1056

Mortgage

Document Number	202100006341
Date	Sep 23, 2020
Instrument	202100006341

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	PARKERSBURG, IA 50665

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 4, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,120.00 (-5.94%)	$103,900 (-) Land $12,870 Building $91,030	$103,900 (-) Land $12,870 Building $91,030
2024	$2,254.00 (+27.06%)
2023		$103,900 (+28.68%) Land $12,870 Building $91,030	$103,900 (+28.68%) Land $12,870 Building $91,030
2022	$1,774.00	$80,740 Land $12,870 Building $67,870
2021			$80,740 Land $12,870 Building $67,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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