Okaloosa County property record for 1444 Bender Ln, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 2023 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $190,000 (Feb 2021) |
| Tax Bill | $2,290 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-3712-3 |
| Primary APN | C56-000-592-3712-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,968 sqft |
| 1st Floor Area | 1,624 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Mobile Home |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 102,366 sqft (2.35 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1444 BENDER LN |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR OF NW1/4 OF SW1/4 E 149.51FT TO E R/W WILKERSON BLUFF RD N 32.45FT E 486.4FT N 44 DEG E 257.24FT TO POB N 220FT N 79 DEG E 414.37FT TO POINT A FROM POB E 410FT THC NLY TO POINT A |
| Legal Range | 24W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Subdivision | POINT |
| Legal Block | 2 |
| Legal Lot Number | 120 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 20101 |
Source: Okaloosa County records · APN C56-000-592-3712-3
Assessment roll updated December 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1444 BENDER LN, HOLT, FL 32564-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 30, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 24, 2023 | Intrafamily Transfer, Transfer |
| Feb 25, 2021 | Warranty Deed, Transfer FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2017 · Amount on Record |
| Deed Document Number | 20213432946 |
| Deed Book / Page | 3528 / 259 |
| Last Transfer Date | Feb 23, 2023 |
| Transfer Doc | 0036631668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 1444 BENDER LN, HOLT, FL 32564-9534 |
| Document Number | 0003796180 |
| Instrument Date | Jan 27, 2026 |
| Instrument | 3796180 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1444 BENDER LN, HOLT, FL 32564-9534 |
| Name | Verified Name |
|---|---|
| Address | 1444 BENDER LN, HOLT, FL 32564-9534 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 24, 2023 |
| Property Address | 1444 BENDER LN, HOLT, FL 32564-9534 |
| Document Number | 0036631668 |
| Book / Page | 3663 / 1668 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 3607948 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 25, 2021 |
| Property Address | 1444 BENDER LN, HOLT, FL 32564-9534 |
| Document Number | 0035280259 |
| Book / Page | 3528 / 259 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 3432946 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2023 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1444 BENDER LN, HOLT, FL 32564-9534 |
| Name | Verified Name |
|---|---|
| Address | 607 AUDUBON DR, FORT WALTON BEACH, FL 32547-3003 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,290.00 (+350.79%) Homeowner's exemption Veteran's exemption | $274,028 (+495.69%) | $333,572 (+625.12%) Land $23,595 Building $309,977 |
| 2023 | $508.00 (-66.91%) | $46,002 (-69.61%) Land $20,046 Building $25,956 | $46,002 (-71.33%) Land $20,046 Building $25,956 |
| 2022 | $1,535.00 | $151,363 Land $100,348 Building $51,015 | $160,444 Land $100,348 Building $60,096 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 15 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Lumen Technologies DSL | 80 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures