14432 Moral Rd SE, Grayling, MI 49738 Property Records

Kalkaska County property record for 14432 Moral Rd SE, Grayling, MI 49738

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2023)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2018 Sale & Mortgage
APN	`001-126-008-10`

Property Details

APN / Parcel Number

Primary APN	`001-126-008-10`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,500 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	435,600 sqft (10 acres)
Garage Area	364 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14432 MORAL RD SE
City	GRAYLING
State	MI
Zip	49738-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL F: THE W 1/2 OF E 1/2 OF SE 1/4 OF NW 1/4 SEC 26 T27N-R5W CONT 10 ACRES M/L
Legal Range	05W
Legal Township	27N
Legal Section	26
Jurisdiction	KALKASKA MI
Township / Civil Division	BEAR LAKE
Census Block Group	1
Census Block	1062
Census Tract	950602

Owner

Source: Kalkaska County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 601, GRAYLING, MI 49738-0601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 29, 2018	Warranty Deed, Transfer MARSHALL CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	20233169885
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0003161465
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALKASKA MI
Recording Date	Sep 19, 2023
Property Address	14432 MORAL RD SE, GRAYLING, MI 49738-8810
Document Number	0003169885
Instrument Date	Aug 31, 2023
Instrument	3169885
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	943 ROSEAU W, VENICE, FL 34285-6976

Mortgage

Document Number	0003169629
Date	Sep 1, 2023
Instrument	3169629

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALKASKA MI
Recording Date	Nov 29, 2018
Property Address	14432 MORAL RD SE, GRAYLING, MI 49738-8810
Document Number	000003143240
Instrument Date	Nov 14, 2018
Instrument	000003143240
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12356 15 MILE RD, MARSHALL, MI 49068-9527

Mortgage

Document Number	000003143241
Date	Nov 29, 2018
Instrument	000003143241

Lender

Name	MARSHALL CMNTY CU

Agreement

Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalkaska County
County Subdivision	Bear Lake Township
Unified School District	Crawford AuSable Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,300 (+6%)	$222,600 (+6%)
2025	$2,773.00 (-38.34%)	$105,000 (+18.24%)	$210,000 (+18.24%)
2024	$4,497.00 (+52.03%)
2023	$2,958.00	$88,800	$177,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

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