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14432 Howe Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 14432 Howe Dr, Carmel, IN 46032 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,909 sqft · built 1986
Lot Size0.419 acres (18,295 sqft)
Owner2 Individual Names on File
Tax Bill$4,792 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-09-24-105-039.000-018

Property Details

APN / Parcel Number

Primary APN29-09-24-105-039.000-018
Alternative APN
  • 1709240105039000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,909 sqft Living Area
1st Floor Area1,036 sqft
2nd Floor Area1,204 sqft
Basement Area892 sqft
Finished Basement669 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,295 sqft (0.419 acres)
Lot Dimensions154 ft deep x 116 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709240105039000
Street Address14432 HOWE DR
CityCARMEL
StateIN
Zip46032-5215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .42, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTER'S CREEK VILLAGE, SECTION 4, LOT 124
Legal Range03
Legal Township18
Legal Section24
Legal SubdivisionHUNTERS CREEK VILLAGE SECTION 4
Legal Block4
Legal Lot Number124
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1020
Census Tract110906

Owner

Source: Hamilton County records · APN 29-09-24-105-039.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14432 HOWE DR, CARMEL, IN 46032-5215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2001
Deed SaleNov 26, 2001
Deed Document Number200100076452
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address14432 HOWE DR, CARMEL, IN 46032-5215
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000952
DateJan 10, 2023
Instrument2023000952
Lender
NameTHE NATIONAL BANK OF INDIANAPOLIS
TypeBank
AddressINDIANAPOLIS, IN 46204
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 05, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$462,000 (+7.89%) Land $108,600 Building $353,400$462,000 (+7.89%) Land $108,600 Building $353,400
2024$4,792.00 (+18.61%)$428,200 (+12.09%) Land $108,600 Building $319,600$428,200 (+12.09%) Land $108,600 Building $319,600
2023$4,040.00 (+2.56%) Homeowner's exemption$382,000 (+10.53%) Land $93,700 Building $288,300$382,000 (+10.53%) Land $93,700 Building $288,300
2022$3,939.00 Homeowner's exemption$345,600 Land $93,700 Building $251,900$345,600 Land $93,700 Building $251,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571109061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJun 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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