14431 Pine Valley Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 14431 Pine Valley Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,139 sqft · built 1997
Lot Size	0.161 acres (6,995 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Sep 1997)
Tax Bill	$3,552 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`196-570-120-000`

Property Details

APN / Parcel Number

Primary APN	`196-570-120-000`
Alternative APN	`196-570-12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,139 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,995 sqft (0.161 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	196-570-12
Street Address	14431 PINE VALLEY DR
City	LATHROP
State	CA
Zip	95330-9095
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97-FM PT OF 196-040-14
Legal Subdivision	VALLEY HAVEN
Legal Tract	2741
Legal Block	3
Legal Lot Number	111
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3008
Census Tract	5127

Owner

14431 Pine Valley Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14431 PINE VALLEY DR, LATHROP, CA 95330-9095
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 1997 · Amount on File
Deed Sale	Sep 19, 1997 · Amount on File
Deed Document Number	199793415
Last Transfer Date	Sep 10, 2020
Transfer Doc	0000121158
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 16, 2020
Property Address	14431 PINE VALLEY DR, LATHROP, CA 95330-9095
Document Number	0000121158
Map Reference	VOL 32 PG 99
Instrument Date	Sep 10, 2020
Instrument	2020-121158
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14431 PINE VALLEY DR, LATHROP, CA 95330-9095

Mortgage

Document Number	0000121159
Date	Sep 16, 2020
Instrument	2020-121159

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 14431 Pine Valley Dr was $3,552 with a homeowner's exemption, up 0.9% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,552.00 (+0.94%)
2025	$3,519.00 Homeowner's exemption	$276,138 Land $63,863 Building $212,275
2023	$3,373.00 (+1.41%) Homeowner's exemption	$265,417 Land $61,384 Building $204,033	$580,950
2022	$3,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14431 Pine Valley Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14431 Pine Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: unWired Broadband, Verizon.

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