Harris County property record for 14431 Mountain Cliff Ln, Houston, TX 77044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,675 sqft · built 2013 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,600 (Jun 2014) |
| Tax Bill | $7,441 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-514-006-0057 |
| Primary APN | 129-514-006-0057 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,675 sqft Living Area |
| 1st Floor Area | 2,675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Area | 613 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1295140060057 |
|---|---|
| Street Address | 14431 MOUNTAIN CLIFF LN |
| City | HOUSTON |
| State | TX |
| Zip | 77044-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 57 BLK 6 SUMMERWOOD SEC 27 |
| Legal Subdivision | SUMMERWOOD SEC 27 |
| Legal Block | 6 |
| Legal Lot Number | 57 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 252003 |
14431 Mountain Cliff Ln is owned and occupied by two individuals who bought it in June 2014.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14431 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Apr 24, 2020 | Deed of Trust, Mortgage GULF COAST EDUCATORS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2014 · Amount on File |
| Deed Sale | Jun 13, 2014 · Amount on File |
| Deed Document Number | 2014254824 |
| Prior Transfer Date | Jun 11, 2014 |
| Prior Transfer Doc | 0000254824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 14431 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1248 |
| Document Number | 0000295194 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14431 MOUNTAIN CLIFF LN HOUSTON TX 770441248, HOUSTON, TX 77044-1248 |
| Document Number | 0000295194 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 295194 |
| Name | BBVA USA |
|---|---|
| Address | HUMBLE, TX 77346 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 14431 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1248 |
| Document Number | 0000180481 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | CHICAGO TITLE-FRIENDSWOOD |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 14431 MOUNTAIN CLIFF LN HOUSTON TX 770441248, HOUSTON, TX 77044-1248 |
| Document Number | 0000180481 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 180481 |
| Name | GULF COAST EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | PASADENA, TX 77505 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 28, 2035 |
The 2025 property tax bill for 14431 Mountain Cliff Ln was $7,441 with a homeowner's exemption, up 242.6% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Humble Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,547 (+1.3%) Land $70,200 Building $323,347 | $393,547 (+1.3%) Land $70,200 Building $323,347 | |
| 2025 | $7,441.00 (+242.59%) Homeowner's exemption | $388,482 Land $70,200 Building $318,282 | $388,482 Land $70,200 Building $318,282 |
| 2024 | $2,172.00 | ||
| 2023 | $397,591 Land $52,650 Building $344,941 | $397,591 Land $52,650 Building $344,941 | |
| 2022 | $1,869.00 | ||
| 2020 | $1,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14431 Mountain Cliff Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 134 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 134 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14431 Mountain Cliff Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 361 serves 3,705 people · EPA ID TX1013123 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 344 |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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