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14430 Harmonious St, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 14430 Harmonious St, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,809 sqft · built 2014
Lot Size0.203 acres (8,856 sqft)
OwnerIndividual Name on File
Last Sale$510,000 (Jun 2022)
Tax Bill$4,462 (2023)
Deeds & MortgagesJul 2021 Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN219-124-35

Property Details

APN / Parcel Number

Primary APN219-124-35

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,809 sqft Heated Area
Gross Area3,528 sqft
1st Floor Area1,245 sqft
Upper Floors Area1,564 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,856 sqft (0.203 acres)
Garage Area504 sqft
PorchPorch
Porch Area215 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number219-124-35
Street Address14430 HARMONIOUS ST
CityCHARLOTTE
StateNC
Zip28278-8178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL53 M52-577
Legal SubdivisionENCLAVE PH 1 MAP 3
Legal Lot Number53
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1007
Census Tract5925

Owner

14430 Harmonious St is owned and occupied by an individual who bought it in June 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address14430 HARMONIOUS ST, CHARLOTTE, NC 28278-8178
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 24, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2022 · Amount on File
Deed SaleJun 24, 2022 · Amount on File
Prior SaleSep 26, 2014 · Amount on File
Deed Document Number0037450205
Deed Book / Page37450 / 205
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address14430 HARMONIOUS ST, CHARLOTTE, NC 28278-8178
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000137021
DateJul 15, 2021
Book Page36299/825
Instrument2021137021
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 24, 2022
Property Address14430 HARMONIOUS ST, CHARLOTTE, NC 28278-8178
Document Number0000094407
Book / Page37450 / 205
Map ReferenceMB 52 PG 577
Instrument DateJun 23, 2022
Instrument2022094407
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18921 BANKHEAD RD, CHARLOTTE, NC 28278-8578

Transferred To (Grantee/Buyer)

NameVerified Name
Address14430 HARMONIOUS ST, CHARLOTTE, NC 28278-8178

Mortgage

Document Number0000094408
DateJun 24, 2022
Instrument2022094408
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address14430 HARMONIOUS ST, CHARLOTTE, NC 28278-8178
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084748
DateJun 26, 2017
Book Page31912/624
Instrument2017084748
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 14430 Harmonious St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14430 Harmonious St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Comporium.

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