1443 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1443 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,433 sqft · built 1991
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,527 (Feb 2024)
Tax Bill	$3,263 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-23-01-0-00011-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-01-0-00011-00`

Interior

Bedrooms	4 Beds
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,433 sqft Adjusted Area
1st Floor Area	2,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Utility Building	140 sqft

Location & Zoning

Street Address	1443 W OAK GROVE RD
City	HERNANDO
State	MS
Zip	38632-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	OAK MANOR SD SEC A LOT 11
Legal Range	008
Legal Township	03S
Legal Section	23
Legal Subdivision	OAK MANOR SD
Legal Lot Number	11
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2014
Census Tract	71123

Owner

Source: DeSoto County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1443 W OAK GROVE RD, HERNANDO, MS 38632-9740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO
Feb 23, 2024	Warranty Deed, Transfer NOT AVAILABLE, REALTY T&E CO INC
Mar 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Feb 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Book / Page	1024 / 3102
Prior Transfer Date	Mar 2, 2021
Prior Transfer Doc	000949/666
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1443 W OAK GROVE RD, HERNANDO, MS 38632-9740
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 BIG BEN S BUILDING, HERNANDO, MS 38632

Mortgage

Document Number	5661/15165
Date	Feb 23, 2024
Book Page	5661/15165

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 23, 2024
Property Address	1443 W OAK GROVE RD, HERNANDO, MS 38632-9740
Document Number	01024/3104
Book / Page	1024 / 3104
Map Reference	MB 26 PG 10-12
Instrument Date	Feb 20, 2024
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	NOT AVAILABLE, REALTY T&E CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3221 MAGNOLIA LEAF DR, HERNANDO, MS 38632-2497

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1443 W OAK GROVE RD, HERNANDO, MS 38632-9740

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 4, 2021
Property Address	1443 W OAK GROVE RD, HERNANDO, MS 38632-9740
Document Number	000949/666
Book / Page	949 / 666
Map Reference	MB 26 PG 10-12
Instrument Date	Mar 2, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1443 W OAK GROVE RD, HERNANDO, MS 38632-9740

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0005175253
Date	Mar 4, 2021
Instrument	5175/253

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 10, 2017
Property Address	1443 W OAK GROVE RD, HERNANDO, MS 38632-9740
Document Number	000815/001
Book / Page	0815 / 001
Map Reference	PL MB 26 PG 10-12
Instrument Date	Feb 9, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 KIMBER LN, HERNANDO, MS 38632-2045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 KIMBER LN, HERNANDO, MS 38632-2045

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,263.00 (+5.8%)	$30,564 (+37.63%) Land $3,000 Building $27,564	$305,638 (+37.62%) Land $30,000 Building $275,638
2023	$3,084.00	$22,208	$222,084 Land $30,000 Building $192,084

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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