1443 Gables Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 1443 Gables Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,291 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jun 2021)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0464-0200`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0464-0200`
Alternative APNs	`00279512` `279512`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,291 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	1,291 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	260 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00279512
Street Address	1443 GABLES AVE
City	SPRING HILL
State	FL
Zip	34608-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 464 LOT 20 ORB 357 PG 967
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	464
Legal Lot Number	20
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4011
Census Tract	40901

Owner

1443 Gables Ave is owned and occupied by an individual who bought it in June 2021.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1443 GABLES AVE, SPRING HILL, FL 34608-5935
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC
Dec 28, 2020	Warranty Deed, Transfer TROPIC TITLE SERVICES, TROPIC TITLE SVCS
Sep 24, 2020	Warranty Deed, Transfer · Conventional Mortgage BRANNEN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202144656
Deed Book / Page	4012 / 1124
Prior Transfer Date	Sep 2, 2016
Prior Transfer Doc	0033921896
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 14, 2021
Property Address	1443 GABLES AVE, SPRING HILL, FL 34608-5935
Document Number	0040121124
Book / Page	4012 / 1124
Map Reference	MB 8 PG 27-37
Instrument Date	Jun 2, 2021
Instrument	2021044656
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3367 BLACK OAK TRL, 3367, BROOKSVILLE, FL 34604-8153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1443 GABLES AVE, SPRING HILL, FL 34608-5935

Mortgage

Document Number	40121126
Date	Jun 14, 2021
Instrument	4012/1126

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 28, 2020
Property Address	1443 GABLES AVE, SPRING HILL, FL 34608-5935
Document Number	0039310710
Book / Page	003931 / 000710
Instrument Date	Dec 17, 2020
Instrument	81290
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	TROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$909.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3367 BLACK OAK TRL BROOKSVILLE FL 346048153, BROOKSVILLE, FL 34604-8153

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 24, 2020
Property Address	1443 GABLES AVE, SPRING HILL, FL 34608-5935
Document Number	0038911215
Book / Page	3891 / 1215
Map Reference	MB 8 PG 27-37
Instrument Date	Sep 15, 2020
Instrument	2020059071
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 FARRAGUT CT, 710, SPRING HILL, FL 34609-9201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1299 PIPER RD, SPRING HILL, FL 34606-4147

Mortgage

Document Number	38911217
Date	Sep 24, 2020
Instrument	3891/1217

Lender

Name	BRANNEN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1443 Gables Ave was $2,912 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 Homeowner's exemption	$194,996	$204,457 Land $36,500 Building $167,957
2023		$183,981 (+3%) Land $22,285 Building $161,696
2022	$2,193.00 Homeowner's exemption	$178,622 Land $23,800 Building $154,822	$196,328 Land $33,000 Building $163,328

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1443 Gables Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1443 Gables Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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