Stearns County property record for 1443 Co Rd 134, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,455 sqft · built 1967 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,900 (Aug 2026) |
| Tax Bill | $3,218 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47187-0617 |
| Primary APN | 82-47187-0617 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 4 Stories |
| Building Area | 1,455 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Stone |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1443 COUNTY ROAD 134 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-0710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 015 BLOCK 004 OF GRAND TIERRA PLAT 3 TO ST CLOUD |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 04 |
| Legal Subdivision | GRAND TIERRA PLAT 3 TO ST CLOUD |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1003 |
Source: Stearns County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1443 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Jun 23, 2021 | Warranty Deed, Transfer MISC COMPANY |
| Jun 23, 2021 | Deed, Transfer MISC COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2021 · Amount on Record |
| Deed Document Number | 20261719542 |
| Prior Transfer Date | May 17, 2021 |
| Prior Transfer Doc | 00A1606632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 21, 2026 |
| Property Address | 1443 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0710 |
| Document Number | 0001719542 |
| Instrument Date | May 26, 2026 |
| Instrument | 20261719542 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS COUNTY ABSTRACT & TITL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,959.07 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1443 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0710 |
| Document Number | 0001719543, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 20261719543 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 23, 2021 |
| Property Address | 1443 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0710 |
| Document Number | 00A1606633 |
| Instrument Date | May 26, 2021 |
| Instrument | A1606633 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1443 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0710 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 23, 2021 |
| Property Address | 1443 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0710 |
| Document Number | 00A1606632 |
| Instrument Date | May 17, 2021 |
| Instrument | A1606632 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1443 COUNTY ROAD 134, SAINT CLOUD, MN 56303-0710 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,218.00 (+10.89%) | $238,600 (-) Land $40,000 Building $198,600 | $238,600 (-) Land $40,000 Building $198,600 |
| 2025 | $2,902.00 (+1.11%) Homeowner's exemption | $238,600 (-) Land $40,000 Building $198,600 | $238,600 (-) Land $40,000 Building $198,600 |
| 2023 | $2,870.00 | $238,600 Land $40,000 Building $198,600 | $238,600 Land $40,000 Building $198,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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