14428 Sespe Pl, Poway, CA 92064 Property Records

San Diego County property record for 14428 Sespe Pl, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,938 sqft · built 1977
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on File
Last Sale$326,000 (Feb 1990)
Tax Bill$6,790 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN321-311-22-00

Property Details

APN / Parcel Number

Primary APN321-311-22-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,938 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area37,026 sqft (0.85 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14428 SESPE PL
CityPOWAY
StateCA
Zip92064-3116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionLOT 44 TR 007652
Legal SubdivisionRANGE VIEW ESTATES
Legal Tract007652
Legal Block1
Legal Lot Number44
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1014
Census Tract17021

Owner

Source: San Diego County records · APN 321-311-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14428 SESPE PL, POWAY, CA 92064-3116
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2019Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Jan 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 1990 · Amount on Record
Deed SaleFeb 16, 1990 · Amount on Record
Prior SaleNov 20, 1987 · Amount on Record
Deed Document Number199086885
Last Transfer DateJul 20, 2009
Transfer Doc0000461430
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14428 SESPE PL, POWAY, CA 92064-3116
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079120
DateMar 05, 2019
Instrument2019-0079120
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term362 Months
DueApr 30, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address14428 SESPE PL, POWAY, CA 92064-3116
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address14428 SESPE PL, POWAY, CA 92064-3116

Mortgage

Document Number0000064766
DateJan 27, 2021
Instrument2021-0064766
Lender
NameNORTH COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92127
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$611,741 (+2%) Land $300,243 Building $311,498
2025$6,790.00 (+4.93%) Homeowner's exemption$599,747 (+4.04%) Land $294,356 Building $305,391
2023$6,471.00 (+1.71%) Homeowner's exemption$576,460 Land $282,927 Building $293,533
2022$6,362.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1998–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2010 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 75% of the US · above 52% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet.

Based on FCC filings for 107 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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